States · Illinois · Adams County

Liberty, Illinois.

Typical home $241,808 (+21.1% in a year). Quincy, IL-MO metro.

What it costs per month · Liberty $1,269/mo

to buy the typical home at today's mortgage rate — +$695 (+121%) since Jan 2020.

What the home itself did
1 year
Up $42,175 +21%
$199,633$241,808 since Sep 2025
5 years
Up $63,664 +36%
$178,145$241,808 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Liberty $1,269 Illinois $1,553 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Liberty$1,269
  • Illinois$1,553
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Liberty, IL rose 21.1% over the past year — faster than the nation's +1.2%.

Living in Liberty, Adams County, Illinois

Liberty is a village of 543 people in Adams County. Half its households earn more than $78,977 a year and half less, against $66,220 across Adams County; 6% of its people live below the poverty line. 91% of its homes are lived in by their owners and 9% are rented. Unemployment in Adams County was 2.9% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most people in Adams County work in schools and health care, then manufacturing.

People 543 in the 2020 census
Household income $78,977 the median, give or take $13,594 · Adams County: $66,220
Unemployment 2.9% Adams County, August 2026; 3.7% a year before
Homes 91% lived in by their owners; 9% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Liberty is a small village in Adams County, and nearly all of its homes are lived in by their owners. Household incomes run higher than across the county, and fewer people live below the poverty line than you might expect for a rural area. Winters are cold, with January the coldest month, and summers are warm, with July the warmest; rain and melted snow add up to a moderate amount over the year.

Work. Residents work mostly in schools, hospitals and social care, with many others in manufacturing, shops, and restaurants, hotels and entertainment. Across Adams County, some of the largest workplaces are Blessing Hospital, The Knapheide Manufacturing Company and Quincy Schools. The typical commute is a short one, and only a small share of people work from home. Unemployment across the county is lower than it was a year ago.

Things to do. Siloam Springs State Park, a protected area, is a short drive away and the nearest place on the list. Farther afield, a longer drive takes you to the Mark Twain Boyhood Home & Museum, a museum devoted to the writer's early years. The New Philadelphia National Historic Site, an archaeological site, is also a longer drive away.

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  • 6%below the poverty line
  • 22 mintypical commute
  • 4%work from home

What people in Adams County work in

  • Schools, hospitals and social care26%
  • Manufacturing14%
  • Shops (retail)13%
  • Restaurants, hotels and entertainment7%
  • Professional and business services7%
  • Banks, insurance and property6%

Employed residents by industry, from the Census survey. Adams County had 32,380 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 35° and 19°; warmest in July, 86° and 66° 20° 40° 60° 80° J 35° 19° F M A M J J 86° 66° A S O N D
Average daily high and low for each month: coldest in January, 35° and 19°; warmest in July, 86° and 66° 20° 40° 60° 80° J 35° 19° F M A M J J 86° 66° A S O N D

Coldest in January, with highs near 35° and lows near 19°; warmest in July, with highs near 86° and lows near 66°. About 36 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Quincy Regional Airport weather station, 6 miles away (NOAA).

Largest workplaces in Adams County

  1. Blessing HospitalGeneral hospital2,457FTE
  2. The Knapheide Manufacturing CompanyMotor vehicle body manufacturing1,218
  3. Quincy SD 172School district1,139FTE
  4. Titan Wheel Corporation of IllinoisFarm tractors and attachments manufacturing653
  5. WalmartWarehouse clubs and supercenters390
  6. John Wood Community CollegeTwo-year college306
  7. Hollister-WhitneyElevators, passenger and freight, manufacturing281
  8. Peters Heating and Air ConditioningHeating, ventilation and air-conditioning contractors274

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 79 workplaces with 20 or more staff, 11,210 people in all across the county; Liberty has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. Cold wavesRelatively high
  3. DroughtRelatively moderate
  4. Heat wavesRelatively moderate
  5. HailRelatively moderate
  6. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Liberty’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Adams County and the Quincy, IL-MO metro.

Liberty home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Liberty $241,808 Illinois $295,943 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Liberty$241,808
  • Illinois$295,943
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Liberty address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Liberty — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Liberty