States · Kentucky · Casey County

Liberty, Kentucky.

Typical home $161,409 (-1.6% in a year).

What it costs per month · Liberty $847/mo

to buy the typical home at today's mortgage rate — +$499 (+143%) since Jan 2020.

What the home itself did
1 year
Down $2,598 -2%
$164,007$161,409 since Sep 2025
5 years
Up $41,121 +34%
$120,288$161,409 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Liberty $847 Kentucky $1,212 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Liberty$847
  • Kentucky$1,212
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Liberty, KY fell 1.6% over the past year — slower than the nation's +1.2%.

Living in Liberty, Casey County, Kentucky

Liberty is a city of 2,028 people in Casey County. Unemployment in Casey County was 4.4% in August 2026, and the county had 0.1% more jobs in 2025 than the year before. The most people in Casey County work in manufacturing, then schools and health care.

People 2,028 in the 2020 census
Household income Too few homes in Liberty for the Census survey to measure.
Unemployment 4.4% Casey County, August 2026; 4.9% a year before
Homes Too few homes in Liberty for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Liberty is a small city and the seat of Casey County, in the rolling country of central Kentucky. Household incomes across Casey County run low, and a typical home in town costs well under what many American homeowners would expect to pay. Few adults here hold a four-year degree, and very few people work from home.

Work. Most residents work in manufacturing, in schools, hospitals and social care, in shops, or in transport and warehousing. Tarter Industries, which makes farm plows, and Casey County Hospital are among the largest workplaces in Liberty, and Goose Creek, a warehousing and storage operation, is another. Unemployment across Casey County is a little lower than it was a year ago, and the number of jobs has barely changed.

Things to do. Lake Cumberland State Resort Park and Green River Lake State Park are both protected areas for time outdoors, and each is a longer drive away. Mill Springs Battlefield National Monument, also a longer drive away, is a place to learn some of the region's Civil War history. Winters are cold, summers are hot, and snow falls on only a few days each year, while rain is plentiful through the seasons.

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  • 744households
  • 11%of adults have a degree
  • 6%work from home

What people in Casey County work in

  • Manufacturing23%
  • Schools, hospitals and social care21%
  • Shops (retail)11%
  • Transport, warehouses and utilities8%
  • Building trades7%
  • Restaurants, hotels and entertainment6%

Employed residents by industry, from the Census survey. Casey County had 3,954 jobs in 2025, 0.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 44° and 24°; warmest in July, 88° and 65° 20° 40° 60° 80° J 44° 24° F M A M J J 88° 65° A S O N D
Average daily high and low for each month: coldest in January, 44° and 24°; warmest in July, 88° and 65° 20° 40° 60° 80° J 44° 24° F M A M J J 88° 65° A S O N D

Coldest in January, with highs near 44° and lows near 24°; warmest in July, with highs near 88° and lows near 65°. About 14 inches of snow and 52 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Bradfordsville weather station, 17 miles away (NOAA).

Largest workplaces in Liberty

  1. Tarter IndustriesPlows, farm-type, manufacturing250
  2. Casey County HospitalCritical access hospital186FTE
  3. Goose CreekGeneral warehousing and storage112
  4. Chfs DcbsState government24
  5. LibertyMail and parcel delivery20

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 693 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. Winter weatherRelatively high
  3. TornadoesRelatively high
  4. Cold wavesRelatively high
  5. LightningRelatively high
  6. Hailrelatively high in parts of LibertyRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Liberty’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Casey County.

Liberty home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Liberty $161,409 Kentucky $230,909 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Liberty$161,409
  • Kentucky$230,909
  • United States$366,157

Sellers are cutting prices on about 1 in 5 Liberty listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

5% 10% 15% 20% 25% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Liberty 18.66% United States 26.90%
5% 10% 15% 20% 25% 2018 2022 2026
  • Liberty18.66%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

30 40 50 60 70 2018 2019 2020 2021 2022 2023 2024 2025 2026 Liberty 60
30 40 50 60 70 2018 2022 2026
  • Liberty60

New listings per month

Sellers arriving at the market.

5 8 10 12 2026 Liberty 11
5 8 10 12 2026
  • Liberty11

Zip codes with a Liberty address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Liberty — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Liberty