Liberty, Tennessee.
Typical home $327,416 (+7.6% in a year). Nashville-Davidson--Murfreesboro--Franklin, TN metro.
to buy the typical home at today's mortgage rate — +$988 (+135%) since Jan 2020.
- 1 year
- Up $23,180 +8%
- $304,236$327,416 since Sep 2025
- 5 years
- Up $68,122 +26%
- $259,294$327,416 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Liberty$1,719
- Tennessee$1,737
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Liberty, TN rose 7.6% over the past year — faster than the nation's +1.2%.
Living in Liberty, DeKalb County, Tennessee
Liberty is a town of 334 people in DeKalb County. Unemployment in DeKalb County was 4.1% in August 2026, and the county had 3.4% fewer jobs in 2025 than the year before. The most people in DeKalb County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Liberty is a very small town in DeKalb County, Tennessee, and it is among the smallest places a person could choose to live. Winters are cold but not severe, with January the coldest month, and summers turn hot by July. Rain and melted snow add up to a good deal across the year, so the area stays green.
Work. Many residents work in manufacturing, in schools, hospitals and social care, in transport, warehouses and utilities, or in shops. Across DeKalb County, the largest workplaces include DeKalb County Schools, SHIROKI North America in Smithville, and Star Manufacturing International. Commutes are long, and almost no one works from home, so most people travel out of town for their jobs.
Things to do. Water is the main draw nearby. Center Hill Lake is a reservoir and Edgar Evins State Park is a protected area, and both are a longer drive away. Burgess Falls, a waterfall, is also a longer drive, and Cumberland Caverns is a tourist attraction in the same category of outing.
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- 179households
- 16%of adults have a degree
- 15%below the poverty line
- 36 mintypical commute
- 1%work from home
What people in DeKalb County work in
Employed residents by industry, from the Census survey. DeKalb County had 5,204 jobs in 2025, 3.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 48° and lows near 28°; warmest in July, with highs near 89° and lows near 68°. About 57 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lancaster Edgar Evins Marina weather station, 10 miles away (NOAA).
Largest workplaces in DeKalb County
- DeKalb County SchoolsSchool district445FTE
- SHIROKI North America - SmithvilleJob stampings, automotive, metal, manufacturing365
- Star Manufacturing InternationalCooking equipment, commercial-type, manufacturing270
- WalmartWarehouse clubs and supercenters213
- TennecoBrake pads and shoes, automotive, truck, and bus, manufacturing150
- Middle Tennessee Natural Gas Utility DistrictDistribution of natural gas144
- National HealthSkilled nursing facilities123
- The Cottage GardensField nurseries93
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 16 workplaces with 20 or more staff, 1,786 people in all across the county; Liberty has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- Inland floodingVery high
- Winter weatherRelatively high
- LightningRelatively high
- Cold wavesRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Liberty’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on DeKalb County and the Nashville-Davidson--Murfreesboro--Franklin, TN metro.
Liberty home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Liberty$327,416
- Tennessee$330,844
- United States$366,157
Sellers are cutting prices on about 1 in 5 Liberty listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Liberty19.87%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Liberty25
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Liberty address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Liberty — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.