States · Kentucky · Laurel County

Lily, Kentucky.

Typical home $158,042 (-4.1% in a year). London, KY metro.

What it costs per month · Lily $830/mo

to buy the typical home at today's mortgage rate — +$446 (+116%) since Jan 2020.

What the home itself did
1 year
Down $6,838 -4%
$164,880$158,042 since Sep 2025
5 years
Up $38,123 +32%
$119,919$158,042 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Lily $830 Kentucky $1,212 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Lily$830
  • Kentucky$1,212
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Lily, KY fell 4.1% over the past year — slower than the nation's +1.2%.

Living in Lily, Laurel County, Kentucky

The Census does not count Lily on its own, so the figures here are Laurel County's. Half the county's households earn more than $57,771 a year and half less; 20% of the county's people live below the poverty line. 72% of the county's homes are lived in by their owners and 28% are rented. Unemployment in Laurel County was 5.2% in August 2026, and the county had 0.6% fewer jobs in 2025 than the year before. The most people in Laurel County work in schools and health care, then shops.

People 63,000 about, in Laurel County: the Census does not count Lily on its own
Household income $57,771 the median in Laurel County, give or take $7,839
Unemployment 5.2% Laurel County, August 2026; 5.3% a year before
Homes 72% lived in by their owners; 28% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Lily sits in Laurel County in southeastern Kentucky, where most homes are lived in by their owners. Many residents live on modest incomes, and a fair share of households fall near or below the poverty line. Across the county, the population skews toward middle age, and a smaller share of adults hold a college degree than is typical nationally.

Work. Residents work mostly in schools, hospitals and social care, shops, manufacturing, and professional and business services. Unemployment has eased a little over the past year, though the county has seen a slight drop in total jobs since the year before. Few people work from home, so most commute to a workplace each day.

Things to do. For a short drive, Levi Jackson Wilderness Road State Park is a protected area, and Horse Creek is a river nearby. Cumberland Falls, a waterfall, is a longer drive away and is one of the best known natural sights in the region. The winters are cold and the summers warm, with a good deal of rain and melted snow across the year, so spring and autumn are often the most comfortable seasons for getting outdoors.

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  • 23,996households
  • 40.1median age
  • 18%of adults have a degree
  • 20%below the poverty line
  • 23 mintypical commute
  • 9%work from home

What people in Laurel County work in

  • Schools, hospitals and social care21%
  • Shops (retail)17%
  • Manufacturing16%
  • Professional and business services10%
  • Restaurants, hotels and entertainment8%
  • Transport, warehouses and utilities6%

Employed residents by industry, from the Census survey. Laurel County had 26,104 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 45° and 27°; warmest in July, 86° and 66° 20° 40° 60° 80° J 45° 27° F M A M J J 86° 66° A S O N D
Average daily high and low for each month: coldest in January, 45° and 27°; warmest in July, 86° and 66° 20° 40° 60° 80° J 45° 27° F M A M J J 86° 66° A S O N D

Coldest in January, with highs near 45° and lows near 27°; warmest in July, with highs near 86° and lows near 66°. About 51 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the London Corbin Airport weather station, 5 miles away (NOAA).

Largest workplaces in Laurel County

  1. Laurel County SchoolsSchool district1,235FTE
  2. WalmartRefrigerated warehousing and storage1,177
  3. CommonSpirit HealthGeneral medical and surgical hospitals759
  4. Saint Joseph LondonGeneral hospital756FTE
  5. ABC Automotive SystemsAir-conditioners, motor vehicle, manufacturing540
  6. WalmartWarehouse clubs and supercenters453
  7. PraXel Line ServicesTransmission and distribution line construction375
  8. WalmartWarehouse clubs and supercenters356

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 46 workplaces with 20 or more staff, 7,840 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. HailRelatively moderate
  3. WildfireRelatively moderate
  4. Cold wavesRelatively moderate
  5. TornadoesRelatively moderate
  6. Heat wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Laurel County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Laurel County and the London, KY metro.

Lily home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Lily $158,042 Kentucky $230,909 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Lily$158,042
  • Kentucky$230,909
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 6 6 2026 Lily 6
5 6 6 2026
  • Lily6

Zip codes with a Lily address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lily — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Lily