Lily, Kentucky.
Typical home $158,042 (-4.1% in a year). London, KY metro.
to buy the typical home at today's mortgage rate — +$446 (+116%) since Jan 2020.
- 1 year
- Down $6,838 -4%
- $164,880$158,042 since Sep 2025
- 5 years
- Up $38,123 +32%
- $119,919$158,042 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lily$830
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Lily, KY fell 4.1% over the past year — slower than the nation's +1.2%.
Living in Lily, Laurel County, Kentucky
The Census does not count Lily on its own, so the figures here are Laurel County's. Half the county's households earn more than $57,771 a year and half less; 20% of the county's people live below the poverty line. 72% of the county's homes are lived in by their owners and 28% are rented. Unemployment in Laurel County was 5.2% in August 2026, and the county had 0.6% fewer jobs in 2025 than the year before. The most people in Laurel County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lily sits in Laurel County in southeastern Kentucky, where most homes are lived in by their owners. Many residents live on modest incomes, and a fair share of households fall near or below the poverty line. Across the county, the population skews toward middle age, and a smaller share of adults hold a college degree than is typical nationally.
Work. Residents work mostly in schools, hospitals and social care, shops, manufacturing, and professional and business services. Unemployment has eased a little over the past year, though the county has seen a slight drop in total jobs since the year before. Few people work from home, so most commute to a workplace each day.
Things to do. For a short drive, Levi Jackson Wilderness Road State Park is a protected area, and Horse Creek is a river nearby. Cumberland Falls, a waterfall, is a longer drive away and is one of the best known natural sights in the region. The winters are cold and the summers warm, with a good deal of rain and melted snow across the year, so spring and autumn are often the most comfortable seasons for getting outdoors.
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- 23,996households
- 40.1median age
- 18%of adults have a degree
- 20%below the poverty line
- 23 mintypical commute
- 9%work from home
What people in Laurel County work in
Employed residents by industry, from the Census survey. Laurel County had 26,104 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 45° and lows near 27°; warmest in July, with highs near 86° and lows near 66°. About 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the London Corbin Airport weather station, 5 miles away (NOAA).
Largest workplaces in Laurel County
- Laurel County SchoolsSchool district1,235FTE
- WalmartRefrigerated warehousing and storage1,177
- CommonSpirit HealthGeneral medical and surgical hospitals759
- Saint Joseph LondonGeneral hospital756FTE
- ABC Automotive SystemsAir-conditioners, motor vehicle, manufacturing540
- WalmartWarehouse clubs and supercenters453
- PraXel Line ServicesTransmission and distribution line construction375
- WalmartWarehouse clubs and supercenters356
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 46 workplaces with 20 or more staff, 7,840 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- HailRelatively moderate
- WildfireRelatively moderate
- Cold wavesRelatively moderate
- TornadoesRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Laurel County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Laurel County and the London, KY metro.
Lily home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lily$158,042
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lily6
Zip codes with a Lily address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lily — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.