States · New Hampshire · Grafton County

Lincoln, New Hampshire.

Typical home $486,143 (+2.6% in a year). Lebanon, NH-VT metro.

What it costs per month · Lincoln $2,552/mo

to buy the typical home at today's mortgage rate — +$1,688 (+195%) since Jan 2020.

What the home itself did
1 year
Up $12,218 +3%
$473,925$486,143 since Sep 2025
5 years
Up $137,544 +39%
$348,599$486,143 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Lincoln $2,552 New Hampshire $2,682 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Lincoln$2,552
  • New Hampshire$2,682
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in Lincoln, NH rose 2.6% over the past year — faster than the nation's +1.2%.

Living in Lincoln, Grafton County, New Hampshire

Lincoln, in Grafton County, had 969 people in the 2020 census. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Grafton County was 2.5% in August 2026, and the county had 0.6% more jobs in 2025 than the year before. The most people in Grafton County work in schools and health care, then professional services.

People 969 in the 2020 census
Household income Too few homes in Lincoln for the Census survey to measure.
Unemployment 2.5% Grafton County, August 2026; 2.9% a year before
Homes 72% lived in by their owners; 28% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Lincoln is a small mountain community on the edge of the White Mountains, home to fewer people than most towns its age. Most homes are lived in by their owners, and typical home values run high for a place this size. Winters are cold, with January the coldest month, and summers are mild and pleasant in July. Rain and melted snow are plentiful across the year.

Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, restaurants, hotels and entertainment, and shops. Across Grafton County, some of the largest workplaces are Dartmouth College, Plymouth State University and Littleton Regional Healthcare. Unemployment across the county is low and a little lower than a year earlier, and the number of jobs there has grown slightly.

Things to do. Flume Gorge, a waterfall and gorge, and Clark's Bears, a tourist attraction, are both in or beside town, along with the White Mountain Central Railroad, a museum. Franconia Notch State Park, a protected area, is a short drive away. White Mountain National Forest, a much larger protected area, is a longer drive away.

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  • 10%below the poverty line

What people in Grafton County work in

  • Schools, hospitals and social care35%
  • Professional and business services12%
  • Restaurants, hotels and entertainment10%
  • Shops (retail)9%
  • Manufacturing8%
  • Building trades6%

Employed residents by industry, from the Census survey. Grafton County had 54,628 jobs in 2025, 0.6% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 28° and 8°; warmest in July, 80° and 57° 0° 20° 40° 60° 80° J 28° 8° F M A M J J 80° 57° A S O N D
Average daily high and low for each month: coldest in January, 28° and 8°; warmest in July, 80° and 57° 0° 20° 40° 60° 80° J 28° 8° F M A M J J 80° 57° A S O N D

Coldest in January, with highs near 28° and lows near 8°; warmest in July, with highs near 80° and lows near 57°. About 53 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Lincoln Nepp weather station, a mile away (NOAA).

Largest workplaces in Grafton County

  1. Dartmouth CollegeUniversity or college4,379
  2. Plymouth State UniversityUniversity or college645
  3. Littleton Regional HealthcareCritical access hospital434FTE
  4. New England Wire TechnologiesCopper products made by rolling, drawing, or extruding purchased copper419
  5. HyperthermPrecision turned product manufacturing408
  6. Alice Peck DAY Memorial HospitalCritical access hospital384FTE
  7. Novo Nordisk US Bio ProductionHematology products manufacturing381
  8. Lebanon School DistrictSchool district340FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 104 workplaces with 20 or more staff, 10,991 people in all across the county; Lincoln has two of its own. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingVery high
  2. LandslidesRelatively high
  3. Winter weatherRelatively high
  4. Ice stormsRelatively moderate
  5. LightningRelatively moderate
  6. Cold wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lincoln’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Grafton County and the Lebanon, NH-VT metro.

Lincoln home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Lincoln $486,143 New Hampshire $510,937 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Lincoln$486,143
  • New Hampshire$510,937
  • United States$366,157

Sellers are cutting prices on about 1 in 5 Lincoln listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 15% 20% 25% 2023 2024 2025 2026 Lincoln 18.49% United States 26.90%
10% 15% 20% 25% 2023 2024 2025 2026
  • Lincoln18.49%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

25 50 75 2018 2019 2020 2021 2022 2023 2024 2025 2026 Lincoln 55
25 50 75 2018 2022 2026
  • Lincoln55

New listings per month

Sellers arriving at the market.

8 10 12 15 2026 Lincoln 10
8 10 12 15 2026
  • Lincoln10

Zip codes with a Lincoln address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lincoln — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Lincoln