Lincroft, New Jersey.
Typical home $1,069,487 (+9.3% in a year). New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$3,344 (+147%) since Jan 2020.
- 1 year
- Up $91,437 +9%
- $978,050$1,069,487 since Sep 2025
- 5 years
- Up $320,954 +43%
- $748,534$1,069,487 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lincroft$5,613
- New Jersey$3,019
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Lincroft, NJ rose 9.3% over the past year — faster than the nation's +1.2%.
Living in Lincroft, Monmouth County, New Jersey
Lincroft, in Monmouth County, had 7,060 people in the 2020 census. Half its households earn more than $189,000 a year and half less, against $124,845 across Monmouth County; 2% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Monmouth County was 4.2% in August 2026, and the county had 1.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lincroft is a small community in Monmouth County where nearly everyone owns the home they live in, and the typical home is worth a good deal more than in most of the country. Household incomes run well above the county's, very few residents live below the poverty line, and most adults hold a four-year degree. The population is somewhat older than the national picture. Winters are cold, with January the coldest month, highs staying near freezing at best and lows well below it, while July brings hot days. Rain and melted snow add up to a fairly wet year.
Work. Residents work mostly in schools, hospitals and social care, with many others in professional and business services, banks, insurance and property, and shops. Brookdale Community College is the largest workplace in Lincroft, followed by Acme Markets and Sunrise of Lincroft, a nursing care facility. The typical commute is a long one, and a good number of residents work from home. Across Monmouth County, the number of jobs grew modestly last year, and unemployment is lower than it was a year earlier.
Things to do. Most of the best-known places to visit are a longer drive away. They include the Statue of Liberty, a tourist attraction, and the National September 11 Memorial & Museum. Coney Island, a beach, is also a longer drive away. Kingda Ka, a tourist attraction, is a longer drive away as well.
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- 2,498households
- 65%of adults have a degree
- 2%below the poverty line
- 35 mintypical commute
- 23%work from home
What residents work in
Employed residents by industry, from the Census survey. Monmouth County had 279,012 jobs in 2025, 1.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 23°; warmest in July, with highs near 86° and lows near 66°. About 49 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Freehold-marlboro weather station, 6 miles away (NOAA).
Largest workplaces in Lincroft
- Brookdale Community CollegeTwo-year college993
- Acme MarketsSupermarkets and other grocery stores106
- Sunrise Senior Living, LLC.Nursing care facilities65
- MF LogisitcsExpress delivery services60
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 231 people in all. Colleges come from IPEDS (NCES, 2023–24). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- Heat wavesRelatively high
- Winter weatherRelatively high
- LightningRelatively high
- HurricanesRelatively moderate
- EarthquakesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lincroft’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Monmouth County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Lincroft home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lincroft$1,069,487
- New Jersey$575,123
- United States$366,157
Sellers are cutting prices on about 1 in 5 Lincroft listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Lincroft19.85%
- United States25.56%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lincroft19
New listings per month
Sellers arriving at the market.
- Lincroft10
Zip codes with a Lincroft address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lincroft — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.