Lindstrom, Minnesota.
Typical home $391,488 (+2.2% in a year), asking rent $1,400 . Minneapolis-St. Paul-Bloomington, MN-WI metro.
to buy the typical home at today's mortgage rate — +$1,056 (+106%) since Jan 2020.
- 1 year
- Up $8,270 +2%
- $383,218$391,488 since Sep 2025
- 5 years
- Up $40,832 +12%
- $350,656$391,488 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lindstrom$2,055
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 31 years.
Typical home values in Lindstrom, MN rose 2.2% over the past year — faster than the nation's +1.2%.
Living in Lindstrom, Chisago County, Minnesota
Lindstrom is a city of 4,888 people in Chisago County. Half its households earn more than $98,226 a year and half less, against $99,400 across Chisago County; 6% of its people live below the poverty line. 85% of its homes are lived in by their owners and 15% are rented. Unemployment in Chisago County was 4.9% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lindstrom is a small city on the Chisago Lakes in Chisago County, with a population that is younger than many places its size. Nearly everyone who lives here owns their home, and households have incomes a little below the county's. Winters are cold and snowy, with January the coldest month, while July brings warm summer days and a fair amount of rain through the year.
Work. Many residents work in schools, hospitals and social care, with manufacturing, the building trades and retail also employing a good number. Across Chisago County, the largest workplaces include the Chisago Lakes School District, M Health Fairview Lakes Medical Center and Rosenbauer Minnesota. A typical commute is a fairly long one, and a share of residents work from home.
Things to do. Chisago Lake sits in or beside town, as do Linn Lake and Lake Martha, so water is close at hand. A short drive away are the Saint Croix National Scenic Riverway, a protected area along the river, and Franconia Sculpture Park, a museum of outdoor sculpture. Wild River State Park is a longer drive away.
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- 1,690households
- 21%of adults have a degree
- 6%below the poverty line
- 30 mintypical commute
- 17%work from home
What residents work in
Employed residents by industry, from the Census survey. Chisago County had 16,270 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 24° and lows near 3°; warmest in July, with highs near 83° and lows near 60°. About 52 inches of snow and 33 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Forest Lake 5NE weather station, 5 miles away (NOAA).
Largest workplaces in Chisago County
- Hazelden Betty Ford Foundation - Center CityAlcoholism rehabilitation facilities, residential929
- Chisago Lakes School DistrictSchool district458FTE
- M Health Fairview Lakes Medical CentGeneral hospital446FTE
- Rosenbauer Minnesota336211 motor vehicle body manufacturing402
- North Branch Area Public SchoolsSchool district314FTE
- Lakes Gas CoLiquefied petroleum gas dealers, direct selling307
- AndersenWindows and window frames, vinyl, manufacturing224
- Rosenbauer Group336211 motor vehicle body manufacturing184
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 52 workplaces with 20 or more staff, 6,050 people in all across the county; Lindstrom has two of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- TornadoesRelatively high
- HailRelatively moderate
- LightningRelatively moderate
- Cold wavesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lindstrom’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Chisago County and the Minneapolis-St. Paul-Bloomington, MN-WI metro.
Lindstrom home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lindstrom$391,488
- Minnesota$348,778
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Lindstrom listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Lindstrom29.12%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lindstrom35
New listings per month
Sellers arriving at the market.
- Lindstrom10
Zip codes with a Lindstrom address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lindstrom — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.