Linwood, Michigan.
Typical home $211,493 (+7.7% in a year). Bay City, MI metro.
to buy the typical home at today's mortgage rate — +$639 (+136%) since Jan 2020.
- 1 year
- Up $15,111 +8%
- $196,382$211,493 since Sep 2025
- 5 years
- Up $57,079 +37%
- $154,414$211,493 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Linwood$1,110
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Linwood, MI rose 7.7% over the past year — faster than the nation's +1.2%.
Living in Linwood, Bay County, Michigan
The Census does not count Linwood on its own, so the figures here are Bay County's. Half the county's households earn more than $61,763 a year and half less; 13% of the county's people live below the poverty line. 77% of the county's homes are lived in by their owners and 23% are rented. Unemployment in Bay County was 5.4% in August 2026, and the county had 0.1% more jobs in 2025 than the year before. The most people in Bay County work in schools and health care, then manufacturing.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Linwood is a community in Bay County, in the Thumb region of eastern Michigan, close to the shore of Saginaw Bay. Across the county, most homes are lived in by their owners, and many residents are in the middle or later years of life. Winters are cold, with January the coldest month, and summers are warm, with July the warmest.
Work. Across Bay County, many residents work in schools, hospitals and social care, or in manufacturing, and shops, restaurants, hotels and entertainment also employ many people. Unemployment has eased over the past year, and the county's number of jobs has held nearly steady. A short commute is typical, and relatively few people work from home.
Things to do. The USS Edson museum is a longer drive away, and Bay City State Park, a protected area, is a short drive off. The Saginaw River, also a longer drive away, offers another place to spend time by the water.
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- 45,103households
- 43.9median age
- 22%of adults have a degree
- 13%below the poverty line
- 23 mintypical commute
- 9%work from home
What people in Bay County work in
Employed residents by industry, from the Census survey. Bay County had 34,153 jobs in 2025, 0.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 30° and lows near 14°; warmest in July, with highs near 83° and lows near 58°.
Average daily high and low, 1991–2020, at the Auburn 2NE weather station, 9 miles away (NOAA).
Largest workplaces in Bay County
- Bay Regional Medical CenterGeneral hospital1,360FTE
- Bay City School DistrictSchool district791FTE
- Delta CollegeTwo-year college748
- Michigan Sugar CompanyRaw beet sugar manufacturing632
- Bay CountyGeneral services departments, government565
- General MotorsAluminum castings, unfinished, manufacturing432
- Bay-Arenac ISDSchool district403FTE
- SC Johnson Home Storage LLC - Wilder RdFood storage bags, plastics film, single wall or multiwall, manufacturing402
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 106 workplaces with 20 or more staff, 11,666 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Strong windRelatively high
- Cold wavesRelatively high
- TornadoesRelatively moderate
- HailRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Bay County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bay County and the Bay City, MI metro.
Linwood home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Linwood$211,493
- Michigan$263,760
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Linwood12
New listings per month
Sellers arriving at the market.
- Linwood6
Zip codes with a Linwood address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Linwood — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.