States · Maine · Kennebec County

Litchfield, Maine.

Typical home $357,860 (+0.8% in a year). Augusta-Waterville, ME metro.

What it costs per month · Litchfield $1,878/mo

to buy the typical home at today's mortgage rate — +$1,151 (+158%) since Jan 2020.

What the home itself did
1 year
Up $2,961 +1%
$354,898$357,860 since Sep 2025
5 years
Up $75,165 +27%
$282,695$357,860 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Litchfield $1,878 Maine $2,162 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Litchfield$1,878
  • Maine$2,162
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Litchfield, ME rose 0.8% over the past year — slower than the nation's +1.2%.

Living in Litchfield, Kennebec County, Maine

Litchfield is a town of 3,586 people in Kennebec County. Half its households earn more than $84,904 a year and half less, against $69,077 across Kennebec County; 4% of its people live below the poverty line. 97% of its homes are lived in by their owners and 3% are rented. Unemployment in Kennebec County was 3.2% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 3,586 in the 2020 census
Household income $84,904 the median, give or take $15,455 · Kennebec County: $69,077
Unemployment 3.2% Kennebec County, August 2026; 3.0% a year before
Homes 97% lived in by their owners; 3% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Litchfield is a small Maine town where almost everyone owns the home they live in, far more than across Kennebec County as a whole. Household incomes run above the county's, and fewer people live below the poverty line than you might expect. Winters are cold and snowy, with January the coldest month, and summers are warm without being hot, with plenty of rain and melted snow through the year.

Work. Residents work mostly in schools, hospitals and social care, with others in professional and business services, shops and manufacturing. Across Kennebec County, some of the largest workplaces are Mainegeneral Medical Center, Colby College and Central Maine Power Company. Commutes are on the long side, and a good number of people work from home.

Things to do. Cobbosseecontee Lake and Annabessacook Lake are both lakes a short drive away, and the Dead River, a river, is close by too. For a day out, the Maine State Museum and Fort Western, a fort, are a longer drive away.

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  • 1,519households
  • 25%of adults have a degree
  • 4%below the poverty line
  • 32 mintypical commute
  • 24%work from home

What residents work in

  • Schools, hospitals and social care20%
  • Professional and business services14%
  • Shops (retail)14%
  • Manufacturing13%
  • Building trades11%
  • Banks, insurance and property9%

Employed residents by industry, from the Census survey. Kennebec County had 62,270 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 30° and 9°; warmest in July, 81° and 60° 0° 20° 40° 60° 80° J 30° 9° F M A M J J 81° 60° A S O N D
Average daily high and low for each month: coldest in January, 30° and 9°; warmest in July, 81° and 60° 0° 20° 40° 60° 80° J 30° 9° F M A M J J 81° 60° A S O N D

Coldest in January, with highs near 30° and lows near 9°; warmest in July, with highs near 81° and lows near 60°. About 69 inches of snow and 48 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Gardiner weather station, 8 miles away (NOAA).

Largest workplaces in Kennebec County

  1. Mainegeneral Medical CenterGeneral hospital3,267FTE
  2. Veterans Health AdministrationFederal government · Department of Veterans Affairs1,371
  3. Colby CollegeUniversity or college891
  4. Huhtamaki WatervilleFood containers made from molded pulp575
  5. Maine Drilling and BlastingBlasting, construction site575
  6. Central Maine Power CompanyDistribution of electric power515
  7. RSU 18 SchoolsSchool district498FTE
  8. University of Maine at AugustaUniversity or college481

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 110 workplaces with 20 or more staff, 15,227 people in all across the county; Litchfield has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), federal offices from OPM's federal workforce data (2026), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherVery high
  2. Ice stormsVery high
  3. LightningRelatively high
  4. HurricanesRelatively moderate
  5. Inland floodingRelatively moderate
  6. DroughtRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Kennebec County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Kennebec County and the Augusta-Waterville, ME metro.

Litchfield home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Litchfield $357,860 Maine $412,002 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Litchfield$357,860
  • Maine$412,002
  • United States$366,157
Property tax, 2026 roll $3,368/yr median bill inside Litchfield, effective 0.90% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 3 Litchfield listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

Not enough data to draw this yet.

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 20 2026 Litchfield 20
5 10 15 20 2026
  • Litchfield20

New listings per month

Sellers arriving at the market.

5 6 7 8 2026 Litchfield 8
5 6 7 8 2026
  • Litchfield8

Zip codes with a Litchfield address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Litchfield — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Litchfield