Livermore, California.
Typical home $1,071,869 (-2.3% in a year), asking rent $3,066 (+5.2%). San Francisco-Oakland-Berkeley, CA metro.
to buy the typical home at today's mortgage rate — +$2,707 (+93%) since Jan 2020.
- 1 year
- Down $25,278 -2%
- $1,097,147$1,071,869 since Sep 2025
- 5 years
- Up $51,567 +5%
- $1,020,302$1,071,869 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Livermore$5,626
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 70 years.
Typical home values in Livermore, CA fell 2.3% over the past year — slower than the nation's +1.2%.
Asking rents in Livermore, CA rose 5.2% over the past year — faster than the nation's +2.7%.
Owning the typical home in Livermore runs $4,402/mo more than renting one. The gap peaked at $5,324 in May 2024.
That is $7,468 a month against $3,066 rent: a $5,626 mortgage payment, plus $694 property tax and $1,148 insurance & upkeep.
Owning vs renting — Livermore
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$7,468
- Renting$3,066
- Mortgage only$5,626
Property tax · $694/mo 0.78% of value a year — the ACS 2020-2024 median bill over the median home value for Alameda County, CA
Insurance & upkeep · $1,148/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Livermore, Alameda County, California
Livermore is a city of 87,955 people in Alameda County. Half its households earn more than $160,775 a year and half less, against $129,367 across Alameda County; 5% of its people live below the poverty line. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Livermore was 4.4% in August 2026, and Alameda County had 0.9% fewer jobs in 2025 than the year before. The most residents work in professional services, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Livermore is a city in Alameda County where most homes are lived in by their owners, and incomes run well above the county's. Typical home values and rents are high, and relatively few residents live below the poverty line. The population is somewhat older than in many places, and more adults hold a four-year degree than across much of the country. Winters are mild and rarely bring snow, summers are warm, and the year is fairly dry.
Work. Residents work mainly in professional and business services, in schools, hospitals and social care, in manufacturing, and in restaurants, hotels and entertainment. Among the largest workplaces in Livermore are the Livermore Valley Joint Unified school district, Las Positas College and the Lam Research campus. Unemployment is about where it was a year ago, while jobs across Alameda County dipped slightly last year. A fair number of people work from home, and the typical commute is a fairly long one.
Things to do. The nearest well-known places on the list are a longer drive away. Lake Merritt, in Oakland, is a lake with paths around it, and the Oakland Museum of California is a museum of the state's art, history and natural science. Farther afield, the Computer History Museum is a museum devoted to computing, and Levi's Stadium is a large stadium for football and big events.
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- 30,922households
- 52%of adults have a degree
- 5%below the poverty line
- 30 mintypical commute
- 22%work from home
What residents work in
Employed residents by industry, from the Census survey. Alameda County had 783,094 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 57° and lows near 39°; warmest in July, with highs near 89° and lows near 57°. About 15 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Livermore weather station, 3 miles away (NOAA).
Largest workplaces in Livermore
- Livermore Valley Joint UnifiedSchool district1,250FTE
- NorthStar Emergency ServicesAmbulance services, air or ground954
- Kaiser Foundation Health PlanDrugs and druggists sundries merchant wholesalers685
- US Foods San FranciscoFood distribution517
- Las Positas CollegeTwo-year college475
- Lam Research Corp. Livermore CampusSemiconductor making machinery manufacturing455
- Goodfellow Bros CaliforniaPavement, highway, road, street, bridge or airport runway, construction346
- Sutter Shared LabHealthcare327
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 110 workplaces with 20 or more staff, 11,525 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesVery high
- Inland floodingVery high
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Livermore’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Alameda County and the San Francisco-Oakland-Berkeley, CA metro.
Livermore home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Livermore$1,071,869
- California$761,538
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Livermore listings, and the typical home goes pending in 19 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Livermore28.06%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Livermore19
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Livermore225
New listings per month
Sellers arriving at the market.
- Livermore78
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Livermore$1,052,723
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Livermore99.68%
Zip codes with a Livermore address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Livermore — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Livermore
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 94550 | Livermore | 49,873 | $3,007 | $1,195,648 |
| 94551 | Livermore | 37,885 | $3,146 | $963,197 |