Loa, Utah.
Typical home $375,856 (+2.9% in a year).
to buy the typical home at today's mortgage rate — +$637 (+48%) since Feb 2022.
- 1 year
- Up $10,520 +3%
- $365,336$375,856 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Loa$1,973
- Utah$2,797
- United States$1,922
Typical home values in Loa, UT rose 2.9% over the past year — faster than the nation's +1.2%.
Living in Loa, Wayne County, Utah
Loa is a town of 516 people in Wayne County. Half its households earn more than $98,603 a year and half less, against $76,607 across Wayne County; 0% of its people live below the poverty line. Unemployment in Wayne County was 4.0% in August 2026, and the county had 3.4% more jobs in 2025 than the year before. The most people in Wayne County work in construction, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Loa is a very small town, the kind where people are likely to know one another. Household incomes here run well above the county's, and no one in town is recorded as living below the poverty line. Winters are cold, with January highs near freezing and lows well below it, and the town sees a fair amount of snow each year. Summers are warm without being extreme, and the yearly total of rain and melted snow is small.
Work. Residents work mostly in the building trades, in schools, hospitals and social care, in restaurants, hotels and entertainment, and in farming, forestry and mining. Across Wayne County, some of the largest workplaces are Garkane Energy Cooperative, Joe Hiskey Enterprises and the National Park Service. Unemployment across the county is a little lower than a year ago, and the county has more jobs than it did the year before.
Things to do. Capitol Reef National Park is the best known destination nearby, a national park a longer drive away. Fish Lake, also a longer drive away, is a lake that draws people to the water, and Dixie National Forest is a large protected area for time outdoors. Each takes a bit of travel from town, so they suit a day set aside for the trip.
Report a mistake
- 0%below the poverty line
What people in Wayne County work in
Employed residents by industry, from the Census survey. Wayne County had 1,274 jobs in 2025, 3.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 10°; warmest in July, with highs near 84° and lows near 50°. About 19 inches of snow and 8 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Loa weather station, under a mile away (NOAA).
Largest workplaces in Wayne County
- Garkane Energy CooperativeDistribution of electric power78
- Joe Hiskey EnterprisesGrocery stores40
- National Park ServiceFederal government · Department of the Interior32
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 118 people in all across the county; Loa has one of its own. Federal offices come from OPM's federal workforce data (2026). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- LightningVery high
- LandslidesRelatively high
- Heat wavesRelatively high
- Inland floodingRelatively high
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Loa’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Wayne County.
Loa home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Loa$375,856
- Utah$532,920
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Loa10
Zip codes with a Loa address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Loa — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.