States · New York · Tioga County

Lockwood, New York.

Typical home $183,794 (+6.3% in a year). Binghamton, NY metro.

What it costs per month · Lockwood $965/mo

to buy the typical home at today's mortgage rate — +$41 (+4%) since Nov 2023.

What the home itself did
1 year
Up $10,828 +6%
$172,966$183,794 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Lockwood $965 New York $2,755 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Lockwood$965
  • New York$2,755
  • United States$1,922

Typical home values in Lockwood, NY rose 6.3% over the past year — faster than the nation's +1.2%.

Living in Lockwood, Tioga County, New York

The Census does not count Lockwood on its own, so the figures here are Tioga County's. Half the county's households earn more than $72,739 a year and half less; 13% of the county's people live below the poverty line. 79% of the county's homes are lived in by their owners and 21% are rented. Unemployment in Tioga County was 3.7% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most people in Tioga County work in schools and health care, then manufacturing.

People 48,000 about, in Tioga County: the Census does not count Lockwood on its own
Household income $72,739 the median in Tioga County, give or take $3,285
Unemployment 3.7% Tioga County, August 2026; 3.6% a year before
Homes 79% lived in by their owners; 21% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Lockwood is a community in Tioga County, in the Southern Tier of New York State. Across the county, most homes are lived in by their owners, and many residents have been settled there for a long time. Winters are cold and summers are warm, with the coldest weather in January and the warmest in August.

Work. Across Tioga County, many people work in schools, hospitals and social care, or in manufacturing, retail and professional and business services. Jobs have dipped slightly over the past year, and unemployment has edged up a little. Most residents travel to a workplace rather than working from home.

Things to do. Corning Museum of Glass is a museum devoted to the history and art of glass, and Watkins Glen International is a race track. Buttermilk Falls State Park is a protected area of gorges and waterfalls, and the Chemung River offers a river setting for those who enjoy the water. Each is a longer drive away from Lockwood.

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  • 20,347households
  • 44.8median age
  • 25%of adults have a degree
  • 13%below the poverty line
  • 23 mintypical commute
  • 10%work from home

What people in Tioga County work in

  • Schools, hospitals and social care28%
  • Manufacturing13%
  • Shops (retail)11%
  • Professional and business services10%
  • Restaurants, hotels and entertainment8%
  • Building trades8%

Employed residents by industry, from the Census survey. Tioga County had 13,068 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 31° and 14°; warmest in August, 80° and 54° 20° 40° 60° 80° J 31° 14° F M A M J J A 80° 54° S O N D
Average daily high and low for each month: coldest in January, 31° and 14°; warmest in August, 80° and 54° 20° 40° 60° 80° J 31° 14° F M A M J J A 80° 54° S O N D

Coldest in January, with highs near 31° and lows near 14°; warmest in August, with highs near 80° and lows near 54°.

Average daily high and low, 1991–2020, at the Spencer Northeast weather station, 8 miles away (NOAA).

Largest workplaces in Tioga County

  1. Lockheed Martin Corporation US NY Owego State Route 17C (1233)Aeronautical systems and instruments manufacturing2,404
  2. CVS Pharmacy, Inc.General warehousing and storage453
  3. Crown Cork & Seal - Nichols PlantsBeer cans, light gauge metal, manufacturing319
  4. Owego-apalachin Central School DistrictSchool district285FTE
  5. Waverly Central School DistrictSchool district273FTE
  6. Newark Valley Central School DistrictSchool district234FTE
  7. 37 N Chemung Street Operating CompanyNursing homes229
  8. Leprino FoodsMilk, acidophilus, manufacturing225

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 27 workplaces with 20 or more staff, 4,916 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Tioga County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Tioga County and the Binghamton, NY metro.

Lockwood home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2024 2025 2026 Lockwood $183,794 New York $524,942 United States $366,157
$200,000 $300,000 $400,000 $500,000 2024 2025 2026
  • Lockwood$183,794
  • New York$524,942
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
falling flat warming hot overheating runaway

Zip codes with a Lockwood address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lockwood — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Lockwood