Lodi, New York.
Typical home $313,722 (+11.0% in a year). Seneca Falls, NY metro.
to buy the typical home at today's mortgage rate — +$301 (+22%) since Jan 2024.
- 1 year
- Up $31,095 +11%
- $282,627$313,722 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lodi$1,647
- New York$2,755
- United States$1,922
Typical home values in Lodi, NY rose 11.0% over the past year — faster than the nation's +1.2%.
Living in Lodi, Seneca County, New York
Lodi is a village of 254 people in Seneca County. Half its households earn more than $54,125 a year and half less, against $68,089 across Seneca County; 9% of its people live below the poverty line. Unemployment in Seneca County was 3.7% in August 2026, and the county had 0.6% more jobs in 2025 than the year before. The most people in Seneca County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lodi is a very small village in Seneca County, in the Finger Lakes region of New York. Household incomes here run below the county's, and homes are valued at a fairly typical level for the area. Winters are cold and snowy, with January the coldest month, and summers are warm in July, with a fair amount of rain and melted snow through the year.
Work. Residents most often work in schools, hospitals and social care, followed by manufacturing, shops, and restaurants, hotels and entertainment. Few adults here hold a four-year degree, and the typical commute is a long one, though some people work from home. Across Seneca County, the largest workplaces include del Lago Resort & Casino, the Waterloo Central School District and the Seneca Falls Central School District.
Things to do. Lodi Point State Park is in or beside town, and Seneca Lake is a short drive away for time on the water. Cayuga Lake and Finger Lakes National Forest, a protected area of woods and trails, are also a short drive off. Watkins Glen International, a race track, is a longer drive.
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- 119households
- 13%of adults have a degree
- 9%below the poverty line
- 32 mintypical commute
- 8%work from home
What people in Seneca County work in
Employed residents by industry, from the Census survey. Seneca County had 10,339 jobs in 2025, 0.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 31° and lows near 17°; warmest in July, with highs near 80° and lows near 61°. About 56 inches of snow and 37 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Aurora Rsch Farm weather station, 12 miles away (NOAA).
Largest workplaces in Seneca County
- del Lago Resort & CasinoHotels, resort, with casinos686
- Waterloo Central School DistrictSchool district356FTE
- Seneca Falls Central School DistrictSchool district283FTE
- WalmartWarehouse clubs and supercenters278
- South Seneca Central School DistrictSchool district196FTE
- Earl T. WadhamsTrucking, general freight, long-distance, truckload189
- Northeast College of Health SciencesUniversity or college185
- Bhb Seneca FallsDental laboratories156
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 22 workplaces with 20 or more staff, 2,652 people in all across the county; Lodi has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively moderate
- HailRelatively moderate
- Strong windRelatively moderate
- Inland floodingRelatively moderate
- LightningRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lodi’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Seneca County and the Seneca Falls, NY metro.
Lodi home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lodi$313,722
- New York$524,942
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lodi5
Zip codes with a Lodi address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lodi — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.