States · Wisconsin · Columbia County

Lodi, Wisconsin.

Typical home $464,065 (+3.0% in a year). Madison, WI metro.

What it costs per month · Lodi $2,436/mo

to buy the typical home at today's mortgage rate — +$1,291 (+113%) since Jan 2020.

What the home itself did
1 year
Up $13,603 +3%
$450,462$464,065 since Sep 2025
5 years
Up $91,934 +25%
$372,131$464,065 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Lodi $2,436 Wisconsin $1,770 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Lodi$2,436
  • Wisconsin$1,770
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in Lodi, WI rose 3.0% over the past year — faster than the nation's +1.2%.

Living in Lodi, Columbia County, Wisconsin

Lodi is a city of 3,189 people in Columbia County. Half its households earn more than $117,584 a year and half less, against $85,351 across Columbia County; 5% of its people live below the poverty line. 76% of its homes are lived in by their owners and 24% are rented. Unemployment in Columbia County was 3.1% in August 2026, and the county had 0.9% fewer jobs in 2025 than the year before. The most people in Columbia County work in schools and health care, then manufacturing.

People 3,189 in the 2020 census
Household income $117,584 the median, give or take $15,082 · Columbia County: $85,351
Unemployment 3.1% Columbia County, August 2026; 2.8% a year before
Homes 76% lived in by their owners; 24% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Lodi is a small city in Columbia County, Wisconsin, where most homes are lived in by their owners and incomes run well above the county's. Fewer people live below the poverty line here than is typical, and a good number of adults hold a four-year degree. Winters are cold, with January the coldest month, and summers are warm; rain and melted snow add up to a fair amount over the year.

Work. Many residents work in schools, hospitals and social care, with manufacturing, shops and professional and business services also employing a good share. The largest workplaces in Lodi include the Lodi School District, Alkar, which makes ovens and bakery equipment, and Dove Healthcare, a nursing home. Commutes are fairly typical for the area, and a noticeable number of people work from home.

Things to do. Goeres Park is in or beside town, and Gibraltar Rock State Natural Area and Parfrey's Glen State Natural Area, both protected areas, are a short drive away. For a longer outing, Devil's Lake State Park is a longer drive away and offers more room to explore.

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  • 1,415households
  • 36%of adults have a degree
  • 5%below the poverty line
  • 24 mintypical commute
  • 16%work from home

What people in Columbia County work in

  • Schools, hospitals and social care21%
  • Manufacturing16%
  • Shops (retail)10%
  • Professional and business services9%
  • Building trades9%
  • Restaurants, hotels and entertainment6%

Employed residents by industry, from the Census survey. Columbia County had 21,764 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 27° and 10°; warmest in July, 84° and 61° 0° 20° 40° 60° 80° J 27° 10° F M A M J J 84° 61° A S O N D
Average daily high and low for each month: coldest in January, 27° and 10°; warmest in July, 84° and 61° 0° 20° 40° 60° 80° J 27° 10° F M A M J J 84° 61° A S O N D

Coldest in January, with highs near 27° and lows near 10°; warmest in July, with highs near 84° and lows near 61°. About 39 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Lodi weather station, under a mile away (NOAA).

Largest workplaces in Lodi

  1. Lodi School DistrictSchool district233FTE
  2. AlkarOvens, bakery, manufacturing141
  3. Divine Rehabilitation and Nursing at Lodi / Dove Healthcare - LodiHomes for the elderly with nursing care90

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 530 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HailVery high
  2. Cold wavesRelatively moderate
  3. Heat wavesRelatively moderate
  4. TornadoesRelatively moderate
  5. Inland floodingRelatively moderate
  6. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Columbia County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Columbia County and the Madison, WI metro.

Lodi home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Lodi $464,065 Wisconsin $337,196 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Lodi$464,065
  • Wisconsin$337,196
  • United States$366,157
Property tax, 2026 roll $5,058/yr median bill inside Lodi, effective 1.08% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 4 Lodi listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

17.5% 20.0% 22.5% 25.0% 27.5% 2026 Lodi 24.21% United States 26.90%
17.5% 20.0% 22.5% 25.0% 27.5% 2026
  • Lodi24.21%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

25 50 75 2018 2019 2020 2021 2022 2023 2024 2025 2026 Lodi 23
25 50 75 2018 2022 2026
  • Lodi23

New listings per month

Sellers arriving at the market.

4 6 8 2026 Lodi 8
4 6 8 2026
  • Lodi8

Zip codes with a Lodi address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lodi — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Lodi