Lombard, Illinois.
Typical home $385,924 (+5.0% in a year), asking rent $2,094 (+2.2%). Chicago-Naperville-Elgin, IL-IN-WI metro.
to buy the typical home at today's mortgage rate — +$1,033 (+104%) since Jan 2020.
- 1 year
- Up $18,536 +5%
- $367,388$385,924 since Sep 2025
- 5 years
- Up $81,891 +27%
- $304,032$385,924 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lombard$2,026
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Lombard, IL rose 5.0% over the past year — faster than the nation's +1.2%.
Asking rents in Lombard, IL rose 2.2% over the past year — slower than the nation's +2.7%.
Owning the typical home in Lombard runs $1,003/mo more than renting one — the widest that gap has been in this data.
That is $3,097 a month against $2,094 rent: a $2,026 mortgage payment, plus $658 property tax and $413 insurance & upkeep.
Owning vs renting — Lombard
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,097
- Renting$2,094
- Mortgage only$2,026
Property tax · $658/mo 2.05% of value a year — the ACS 2020-2024 median bill over the median home value for DuPage County, IL
Insurance & upkeep · $413/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Lombard, DuPage County, Illinois
Lombard is a village of 44,476 people in DuPage County. Half its households earn more than $100,362 a year and half less, against $112,096 across DuPage County; 7% of its people live below the poverty line. 71% of its homes are lived in by their owners and 29% are rented. Unemployment in Lombard was 4.8% in August 2026, and DuPage County had 1.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lombard is a village in DuPage County, in the western suburbs of the Chicago area. Households here earn somewhat less than the county as a whole, and most homes are lived in by their owners, though there are more renters than a village this size might suggest. Adults in Lombard are more likely than not to hold a four-year degree, and residents are a little younger than the typical American.
Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, manufacturing and retail. Among the largest workplaces in Lombard are Lombard SD 44, the local school district, along with Maxim Healthcare Services and Southern Company, which distributes natural gas. Many residents commute a fair distance, and a good number work from home.
Things to do. Most of what draws visitors lies in Chicago, a longer drive away. The Field Museum of Natural History and the Art Institute of Chicago are among the city's best known museums, and Millennium Park is a garden in the middle of the city. Winters in Lombard are cold and snowy, summers are warm, and rain and melted snow fall steadily through the year.
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- 17,262households
- 50%of adults have a degree
- 7%below the poverty line
- 26 mintypical commute
- 20%work from home
What residents work in
Employed residents by industry, from the Census survey. DuPage County had 629,392 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 32° and lows near 15°; warmest in July, with highs near 84° and lows near 62°. About 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lisle-morton Arboretum weather station, 5 miles away (NOAA).
Largest workplaces in Lombard
- XLT Management ServicesTelevision broadcasting stations1,136
- Program ProductionsTelevision broadcasting stations980
- Lombard SD 44School district461FTE
- Southern CompanyDistribution of natural gas307
- Maxim Healthcare ServicesHome health care agencies287
- WM of Illinois Missouri Valley Area Office282
- Lombard Park District Administrative OfficeRecreational sports club facilities242
- Urban Elevator ServiceElevator installation198
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 49 workplaces with 20 or more staff, 6,722 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Tornadoesrelatively high in parts of LombardRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lombard’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on DuPage County and the Chicago-Naperville-Elgin, IL-IN-WI metro.
Lombard home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lombard$385,924
- Illinois$295,943
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Lombard listings, and the typical home goes pending in 14 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Lombard26.56%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Lombard14
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lombard169
New listings per month
Sellers arriving at the market.
- Lombard73
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Lombard$356,108
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Lombard101.51%
Zip codes with a Lombard address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lombard — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.