Lompoc, California.
Typical home $592,450 (+3.5% in a year), asking rent $2,126 (+3.1%). Santa Maria-Santa Barbara, CA metro.
to buy the typical home at today's mortgage rate — +$1,745 (+128%) since Jan 2020.
- 1 year
- Up $20,079 +4%
- $572,372$592,450 since Sep 2025
- 5 years
- Up $123,324 +26%
- $469,126$592,450 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lompoc$3,110
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Lompoc, CA rose 3.5% over the past year — faster than the nation's +1.2%.
Asking rents in Lompoc, CA rose 3.1% over the past year — faster than the nation's +2.7%.
Owning the typical home in Lompoc runs $1,937/mo more than renting one — the widest that gap has been in this data.
That is $4,063 a month against $2,126 rent: a $3,110 mortgage payment, plus $319 property tax and $634 insurance & upkeep.
Owning vs renting — Lompoc
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,063
- Renting$2,126
- Mortgage only$3,110
Property tax · $319/mo 0.65% of value a year — the ACS 2020-2024 median bill over the median home value for Santa Barbara County, CA
Insurance & upkeep · $634/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Lompoc, Santa Barbara County, California
Lompoc is a city of 44,444 people in Santa Barbara County. Half its households earn more than $72,004 a year and half less, against $98,161 across Santa Barbara County; 17% of its people live below the poverty line. 49% of its homes are lived in by their owners and 51% are rented. Unemployment in Lompoc was 5.1% in August 2026, and Santa Barbara County had 0.6% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lompoc is a city in Santa Barbara County, and its people are younger on the whole than in many American towns. Incomes run well below the county's, and fewer homes are lived in by their owners than you might expect for a place of this size. Winters are mild, with little or no snow, and the summers stay comfortable; the year brings only modest rain.
Work. Most residents work in schools, hospitals and social care, followed by restaurants, hotels and entertainment, with professional and business services and shops also employing many. Among the largest workplaces in Lompoc are Lompoc Unified, the school district, Lompoc Valley Medical Center, and Walmart. A four-year degree is held by fewer adults than in most places, and the commute is a fairly long one.
Things to do. La Purísima Mission State Historic Park, a protected area, and the Lompoc Museum are both in or beside town. A short drive away is Salsipuedes Creek, a river. For a longer drive, Jalama Beach County Park offers a park by the coast.
Report a mistake
- 14,199households
- 14%of adults have a degree
- 17%below the poverty line
- 28 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. Santa Barbara County had 214,947 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 63° and lows near 42°; warmest in September, with highs near 75° and lows near 55°. About 15 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Lompoc weather station, a mile away (NOAA).
Largest workplaces in Lompoc
- Lompoc UnifiedSchool district966FTE
- Lompoc Valley Medical CenterGeneral hospital659FTE
- WalmartWarehouse clubs and supercenters305
- Bureau of Prisons/federal Prison SystemFederal government · Department of Justice231
- DenMat HoldingsAbrasive points, wheels, and disks, dental, manufacturing171
- AlbertsonsSupermarkets and other grocery stores130
- Crestwood Behavioral Health116
- Channel Islands Young Mens Christia813410 civic and social organizations97
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 17 workplaces with 20 or more staff, 1,340 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Earthquakesrelatively high in parts of LompocRelatively moderate
- DroughtRelatively moderate
- Inland floodingrelatively high in parts of LompocRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lompoc’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Santa Barbara County and the Santa Maria-Santa Barbara, CA metro.
Lompoc home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lompoc$592,450
- California$761,538
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Lompoc listings, and the typical home goes pending in 15 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Lompoc19.17%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Lompoc15
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lompoc103
New listings per month
Sellers arriving at the market.
- Lompoc39
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Lompoc$605,929
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Lompoc98.63%
Zip codes with a Lompoc address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lompoc — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.