Lone Tree, Iowa.
Typical home $248,495 (+1.3% in a year). Iowa City, IA metro.
to buy the typical home at today's mortgage rate — +$627 (+92%) since Jan 2020.
- 1 year
- Up $3,215 +1%
- $245,280$248,495 since Sep 2025
- 5 years
- Up $46,019 +23%
- $202,476$248,495 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lone Tree$1,304
- Iowa$1,242
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in Lone Tree, IA rose 1.3% over the past year — in step with the nation.
Living in Lone Tree, Johnson County, Iowa
Lone Tree is a city of 1,357 people in Johnson County. 84% of its homes are lived in by their owners and 16% are rented. Unemployment in Johnson County was 3.0% in August 2026, and the county had 2.2% more jobs in 2025 than the year before. The most people in Johnson County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lone Tree is a small city in Johnson County where most homes are lived in by their owners, a far larger share than is typical across the country. Winters are cold and snowy, with January the coldest month, and summers turn warm in July. Rain and melted snow fall steadily through the year, so the town gets a good deal of moisture along with its snow.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, restaurants, hotels and entertainment, and professional and business services. Across Johnson County, the biggest workplaces include the University of Iowa, University of Iowa Health Care and the Iowa City Community School District. Many people commute a fair way to work, and only a small number work from home.
Things to do. The English River and Buck Creek are both a short drive away, and make for quiet time by the water. A longer drive brings you to Hickory Hill Park, a protected natural area, and to the Herbert Hoover National Historic Site. Kinnick Stadium, home ground for University of Iowa football, is also a longer drive away.
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- 485households
- 23%of adults have a degree
- 5%below the poverty line
- 28 mintypical commute
- 6%work from home
What people in Johnson County work in
Employed residents by industry, from the Census survey. Johnson County had 85,623 jobs in 2025, 2.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 29° and lows near 12°; warmest in July, with highs near 84° and lows near 62°. About 28 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Iowa City weather station, 9 miles away (NOAA).
Largest workplaces in Johnson County
- University of IowaUniversity or college11,501
- University of Iowa Health Care MedicGeneral hospital10,020FTE
- Iowa City Comm School DistrictSchool district2,481FTE
- Veterans Health AdministrationFederal government · Department of Veterans Affairs1,669
- Heartland Express CorporateTrucking, general freight, long-distance, truckload1,331
- Integrated DNA TechnologiesAll other basic organic chemical manufacturing871
- City of Iowa CityGeneral services departments, government728
- Procter & Gamble Hair Care CompanyHair preparations manufacturing619
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 142 workplaces with 20 or more staff, 49,603 people in all across the county; Lone Tree has one of its own. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- TornadoesVery high
- DroughtRelatively high
- HailRelatively high
- Cold wavesRelatively high
- Winter weatherRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lone Tree’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Johnson County and the Iowa City, IA metro.
Lone Tree home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lone Tree$248,495
- Iowa$236,623
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lone Tree5
Zip codes with a Lone Tree address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lone Tree — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.