States · Nebraska · Phelps County

Loomis, Nebraska.

Typical home $244,629 (+0.7% in a year).

What it costs per month · Loomis $1,259/mo

to buy the typical home at today's mortgage rate — +$614 (+95%) since Feb 2021.

What the home itself did
1 year
Up $1,638 +1%
$242,991$244,629 since Aug 2025
5 years
Up $38,335 +19%
$206,295$244,629 since Aug 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Loomis $1,259 Nebraska $1,461 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Loomis$1,259
  • Nebraska$1,461
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 20 years.

Typical home values in Loomis, NE rose 0.7% over the past year — slower than the nation's +1.2%.

Living in Loomis, Phelps County, Nebraska

Loomis is a village of 391 people in Phelps County. Half its households earn more than $73,333 a year and half less, against $68,919 across Phelps County; 5% of its people live below the poverty line. 79% of its homes are lived in by their owners and 21% are rented. Unemployment in Phelps County was 2.2% in August 2026, and the county had 0.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 391 in the 2020 census
Household income $73,333 the median, give or take $10,156 · Phelps County: $68,919
Unemployment 2.2% Phelps County, August 2026; 2.2% a year before
Homes 79% lived in by their owners; 21% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Loomis is a very small village in Phelps County, Nebraska, where most households own the home they live in. Incomes run a little above the county's, and few residents live below the poverty line. Winters are cold and snowy, with January the coldest month, while July brings the warmest days of the year, and rain and melted snow arrive in moderate amounts over the year.

Work. Many residents work in schools, hospitals and social care, with manufacturing, farming and shops also providing jobs. Across Phelps County, some of the largest workplaces are embecta Holdrege, which makes hypodermic needles and syringes, Phelps Memorial Health Center, a critical access hospital, and Allmand, which makes street lighting fixtures. Few residents work from home, and a smaller share of adults hold a four-year degree than in many other places.

Things to do. A longer drive from Loomis, Fort Kearny is a fort that recalls the days of the westward trails. Pioneer Village is a museum devoted to the region's past, and the Museum of Nebraska Art is a museum for the state's artists. Each is a longer drive away, so they suit a day out rather than an afternoon.

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  • 148households
  • 19%of adults have a degree
  • 5%below the poverty line
  • 5%work from home

What residents work in

  • Schools, hospitals and social care27%
  • Manufacturing26%
  • Farming, forestry and mining9%
  • Shops (retail)9%
  • Building trades6%
  • Government5%

Employed residents by industry, from the Census survey. Phelps County had 4,856 jobs in 2025, 0.6% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 37° and 13°; warmest in July, 87° and 62° 20° 40° 60° 80° J 37° 13° F M A M J J 87° 62° A S O N D
Average daily high and low for each month: coldest in January, 37° and 13°; warmest in July, 87° and 62° 20° 40° 60° 80° J 37° 13° F M A M J J 87° 62° A S O N D

Coldest in January, with highs near 37° and lows near 13°; warmest in July, with highs near 87° and lows near 62°. About 25 inches of snow and 28 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Holdrege weather station, 7 miles away (NOAA).

Largest workplaces in Phelps County

  1. embecta HoldregeHypodermic needles and syringes manufacturing462
  2. Phelps Memorial Health CenterCritical access hospital241FTE
  3. AllmandStreet lighting fixtures manufacturing168
  4. Holdrege Public SchoolsSchool district158FTE
  5. Loomis Public SchoolsSchool district58FTE
  6. Bertrand Public SchoolsSchool district53FTE
  7. SpartanNashSupermarkets and other grocery except convenience stores51
  8. Hy-VeeSupermarkets and other grocery except convenience stores43

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 1,133 people in all across the county; Loomis has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HailVery high
  2. Strong windVery high
  3. DroughtVery high
  4. Winter weatherVery high
  5. Ice stormsRelatively high
  6. TornadoesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Loomis’ census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Phelps County.

Loomis home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2021 2022 2023 2024 2025 2026 Loomis $244,629 Nebraska $277,559 United States $365,856
$200,000 $250,000 $300,000 $350,000 2022 2024 2026
  • Loomis$244,629
  • Nebraska$277,559
  • United States$365,856

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
falling flat warming hot overheating runaway

Zip codes with a Loomis address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Loomis — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Loomis