Loretto, Kentucky.
Typical home $230,391 (+1.0% in a year).
to buy the typical home at today's mortgage rate — +$713 (+144%) since Jan 2020.
- 1 year
- Up $2,248 +1%
- $228,144$230,391 since Sep 2025
- 5 years
- Up $65,456 +40%
- $164,936$230,391 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Loretto$1,209
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Loretto, KY rose 1.0% over the past year — slower than the nation's +1.2%.
Living in Loretto, Marion County, Kentucky
Loretto is a city of 723 people in Marion County. Half its households earn more than $61,250 a year and half less, against $59,627 across Marion County; 8% of its people live below the poverty line. 90% of its homes are lived in by their owners and 10% are rented. Unemployment in Marion County was 4.7% in August 2026, and the county had 2.8% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Loretto is a very small Kentucky city in Marion County, and nearly everyone who lives there owns their home. Household incomes run a little above the county's, and the share of residents living below the poverty line is modest. Winters are cold and summers warm, with some snow each year and plenty of rain.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, and in shops. Across Marion County, some of the largest workplaces are Marion County Schools, Maker's Mark Distillery and Independent Stave Company. Few people work from home, and the typical commute is a long one, so many travel some distance to their jobs.
Things to do. For history and the outdoors, Abraham Lincoln Birthplace National Historical Park is a protected area a longer drive away. Also a longer drive away, the Salt River is a river for time on the water, and the Kentucky Railway Museum is a museum for those who like trains. My Old Kentucky Home State Park is a further option for a day out.
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- 278households
- 8%of adults have a degree
- 8%below the poverty line
- 33 mintypical commute
- 2%work from home
What residents work in
Employed residents by industry, from the Census survey. Marion County had 8,904 jobs in 2025, 2.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 43° and lows near 26°; warmest in July, with highs near 87° and lows near 66°. About 12 inches of snow and 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Bardstown 5E weather station, 12 miles away (NOAA).
Largest workplaces in Marion County
- Marion County SchoolsSchool district441FTE
- Curtis Maruyasu AmericaEngines and parts, automotive and truck, manufacturing401
- Engineered Plastic ComponentsMotor vehicle interior systems manufacturing346
- Maker's Mark DistillerySpirits, distilled, manufacturing319
- Independent Stave CompanyBarrels, wood, coopered, manufacturing301
- Fuel Total Systems KentuckyGas tanks assembled, automotive, truck, and bus, manufacturing247
- Hendrickson Commercial Vehicle SystemsAutomotive, truck and bus suspension assemblies and parts manufacturing246
- WalmartWarehouse clubs and supercenters229
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 27 workplaces with 20 or more staff, 3,477 people in all across the county; Loretto has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Winter weatherRelatively high
- TornadoesRelatively high
- HailRelatively moderate
- Ice stormsRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Loretto’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Marion County.
Loretto home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Loretto$230,391
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Loretto14
Zip codes with a Loretto address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Loretto — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.