States · California · El Dorado County

Lotus, California.

Typical home $592,457 (+1.9% in a year). Sacramento-Roseville-Folsom, CA metro.

What it costs per month · Lotus $3,110/mo

to buy the typical home at today's mortgage rate — +$1,317 (+74%) since Jan 2020.

What the home itself did
1 year
Up $11,107 +2%
$581,350$592,457 since Sep 2025
5 years
Up $10,835 +2%
$581,622$592,457 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 Lotus $3,110 California $3,997 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • Lotus$3,110
  • California$3,997
  • United States$1,922

Typical home values in Lotus, CA rose 1.9% over the past year — faster than the nation's +1.2%.

Living in Lotus, El Dorado County, California

The Census does not count Lotus on its own, so the figures here are El Dorado County's. Half the county's households earn more than $108,845 a year and half less; 8% of the county's people live below the poverty line. 77% of the county's homes are lived in by their owners and 23% are rented. Unemployment in El Dorado County was 5.1% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most people in El Dorado County work in schools and health care, then professional services.

People 193,000 about, in El Dorado County: the Census does not count Lotus on its own
Household income $108,845 the median in El Dorado County, give or take $3,035
Unemployment 5.1% El Dorado County, August 2026; 5.2% a year before
Homes 77% lived in by their owners; 23% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Lotus is a small community in El Dorado County, in the foothills of the Sierra Nevada, where the gold rush of the nineteenth century left a deep mark on the land and its history. Winters are cold and summers are hot, with December the coldest month and July the warmest, and a fair amount of rain and melted snow falls over the year. Most homes across the county are lived in by their owners, and household incomes are well above the typical level for the country.

Work. Across the county, unemployment is a little lower than it was a year earlier, and the number of jobs has grown slightly. Many residents work in schools, hospitals and social care, professional and business services, restaurants, hotels and entertainment, and retail shops. A good share of adults hold a four-year degree, and many people work from home. Home values are high compared with much of the country.

Things to do. Marshall Gold Discovery State Historic Park is in or beside the town and is a protected area tied to the start of the California gold rush. Gold Country Museum is a short drive away and is a museum about the region's mining past. Folsom Lake, a reservoir a longer drive away, is a place to enjoy open water and the outdoors.

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  • 76,185households
  • 46.1median age
  • 40%of adults have a degree
  • 8%below the poverty line
  • 29 mintypical commute
  • 22%work from home

What people in El Dorado County work in

  • Schools, hospitals and social care21%
  • Professional and business services14%
  • Restaurants, hotels and entertainment12%
  • Shops (retail)10%
  • Building trades9%
  • Government8%

Employed residents by industry, from the Census survey. El Dorado County had 59,203 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in December, 56° and 37°; warmest in July, 93° and 63° 40° 60° 80° 100° J F M A M J J 93° 63° A S O N D 56° 37°
Average daily high and low for each month: coldest in December, 56° and 37°; warmest in July, 93° and 63° 40° 60° 80° 100° J F M A M J J 93° 63° A S O N D 56° 37°

Coldest in December, with highs near 56° and lows near 37°; warmest in July, with highs near 93° and lows near 63°. About 36 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Auburn weather station, 10 miles away (NOAA).

Largest workplaces in El Dorado County

  1. Shingle Springs Tribal Gaming AuthorityCasinos1,273
  2. Marshall HospitalGeneral hospital1,076FTE
  3. Broadridge, EDHPrint shops, digital739
  4. Barton Memorial HospitalGeneral hospital655FTE
  5. El Dorado Union High SchoolsSchool district581FTE
  6. CAL FireCal fire512
  7. Mountain HeavenlyAlpine skiing facilities without accommodations419
  8. Buckeye Union Elementary SchoolsSchool district410FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 88 workplaces with 20 or more staff, 11,149 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. WildfireRelatively high
  2. AvalanchesRelatively high
  3. Winter weatherRelatively high
  4. LandslidesRelatively moderate
  5. Inland floodingRelatively moderate
  6. EarthquakesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across El Dorado County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on El Dorado County and the Sacramento-Roseville-Folsom, CA metro.

Lotus home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 Lotus $592,457 California $761,538 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • Lotus$592,457
  • California$761,538
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Lotus address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lotus — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Lotus