Lovell, Maine.
Typical home $518,952 (-0.7% in a year).
to buy the typical home at today's mortgage rate — +$1,601 (+143%) since Jan 2020.
- 1 year
- Down $3,762 -1%
- $522,714$518,952 since Sep 2025
- 5 years
- Up $61,486 +13%
- $457,467$518,952 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lovell$2,724
- Maine$2,162
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 27 years.
Typical home values in Lovell, ME fell 0.7% over the past year — slower than the nation's +1.2%.
Living in Lovell, Oxford County, Maine
Lovell is a town of 1,104 people in Oxford County. Half its households earn more than $80,625 a year and half less, against $60,173 across Oxford County; 10% of its people live below the poverty line. 89% of its homes are lived in by their owners and 11% are rented. Unemployment in Oxford County was 3.8% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most people in Oxford County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lovell is a small Maine town where the population is older than in most places, and nearly everyone owns the home they live in. Household incomes run well above the county's, and typical home values are high. Winters are cold and snowy, with January the coldest month, while July brings pleasantly warm days, and a good deal of rain and melted snow falls over the year.
Work. Residents work mostly in schools, hospitals and social care, with shops, manufacturing and the building trades also employing many. A fair number work from home, and the typical commute is a long one. Among the largest workplaces across Oxford County are Sunday River Skiway, ND Paper and Stephens Memorial Hospital.
Things to do. Moose Pond, a lake, and Cold River, a river, are both a short drive away, as is Little Cold River. Farther afield, a longer drive brings you to White Mountain National Forest, a protected area, and to Story Land, an amusement park.
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- 593households
- 36%of adults have a degree
- 10%below the poverty line
- 31 mintypical commute
- 22%work from home
What people in Oxford County work in
Employed residents by industry, from the Census survey. Oxford County had 16,970 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 28° and lows near 8°; warmest in July, with highs near 79° and lows near 57°. About 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Bethel Sse weather station, 11 miles away (NOAA).
Largest workplaces in Oxford County
- RSU 17/msad 17 SchoolsSchool district697FTE
- Sunday River SkiwayFour season ski resorts without accommodations546
- ND PaperPulp and paper combined manufacturing525
- RSU 10 SchoolsSchool district416FTE
- Churchill DownsCasino hotels369
- Stephens Memorial Hospital - CAHCritical access hospital355FTE
- Irving Forest ProductsDimension lumber, softwood, made from logs or bolts270
- WalmartWarehouse clubs and supercenters267
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 26 workplaces with 20 or more staff, 4,313 people in all across the county; Lovell has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Ice stormsRelatively high
- HurricanesRelatively moderate
- Inland floodingRelatively moderate
- Cold wavesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Oxford County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Oxford County.
Lovell home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lovell$518,952
- Maine$412,002
- United States$366,157
Sellers are cutting prices on about 1 in 5 Lovell listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lovell18
New listings per month
Sellers arriving at the market.
- Lovell5
Zip codes with a Lovell address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lovell — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.