Lower Lake, California.
Typical home $363,634 (-2.0% in a year). Clearlake, CA metro.
to buy the typical home at today's mortgage rate — +$713 (+60%) since Jan 2020.
- 1 year
- Down $7,454 -2%
- $371,088$363,634 since Sep 2025
- 5 years
- Down $60,936 -14%
- $424,570$363,634 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lower Lake$1,909
- California$3,997
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Lower Lake, CA fell 2.0% over the past year — slower than the nation's +1.2%.
Living in Lower Lake, Lake County, California
Lower Lake, in Lake County, had 1,276 people in the 2020 census. Unemployment in Lake County was 7.2% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most people in Lake County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lower Lake is a small community in Lake County, California, with a population small enough that most people know one another. Winters are mild, with little or no snow, and summers turn hot by July. Rain and melted snow add up to a moderate amount over the year, mostly outside the warm months. Homes here are priced higher than incomes across the county would suggest, since the county's median household income is on the modest side.
Work. Residents work mostly in schools, hospitals and social care, in shops, in the building trades and in government. Across Lake County, some of the largest workplaces are the California Department of Transportation, Konocti Unified school district and Adventist Health Clearlake. Unemployment across the county is a little higher than in much of the country, and about the same as a year ago, while the number of jobs has edged up.
Things to do. Anderson Marsh State Historic Park, a protected area, and the Lower Lake Schoolhouse Museum are both in or beside town. A short drive away, Boggs Mountain Demonstration State Forest offers woodland to walk in. For a longer outing, Clear Lake, the large lake the area is known for, is a longer drive away.
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What people in Lake County work in
Employed residents by industry, from the Census survey. Lake County had 17,762 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 55° and lows near 33°; warmest in July, with highs near 91° and lows near 56°. About 30 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Clearlake Southeast weather station, 2 miles away (NOAA).
Largest workplaces in Lake County
- Konocti UnifiedSchool district457FTE
- 18TH AVE DeptsGeneral medical and surgical hospitals438
- Adventist Health ClearlakeCritical access hospital417FTE
- Calpine GeysersFossil fuel electric power generation281
- WalmartDiscount department stores241
- Twin Pine Casino & HotelHotels, casino235
- Sutter Lakeside HospitalCritical access hospital228FTE
- Kelseyville UnifiedSchool district210FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 35 workplaces with 20 or more staff, 3,738 people in all across the county; Lower Lake has two of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- WildfireVery high
- Inland floodingVery high
- LandslidesRelatively high
- EarthquakesRelatively high
- Volcanic activityRelatively moderate
- DroughtRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lower Lake’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lake County and the Clearlake, CA metro.
Lower Lake home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lower Lake$363,634
- California$761,538
- United States$366,157
Sellers are cutting prices on about 1 in 4 Lower Lake listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Lower Lake26.39%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lower Lake24
Zip codes with a Lower Lake address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lower Lake — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.