Lowman, New York.
Typical home $138,620 (+6.5% in a year). Elmira, NY metro.
to buy the typical home at today's mortgage rate — $0 (-0%) since Nov 2023.
- 1 year
- Up $8,464 +7%
- $130,155$138,620 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lowman$728
- New York$2,755
- United States$1,922
Typical home values in Lowman, NY rose 6.5% over the past year — faster than the nation's +1.2%.
Living in Lowman, Chemung County, New York
The Census does not count Lowman on its own, so the figures here are Chemung County's. Half the county's households earn more than $63,716 a year and half less; 16% of the county's people live below the poverty line. 68% of the county's homes are lived in by their owners and 32% are rented. Unemployment in Chemung County was 4.2% in August 2026, and the county had 0.8% fewer jobs in 2025 than the year before. The most people in Chemung County work in schools and health care, then manufacturing.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lowman is a town in Chemung County, in the Southern Tier of New York State. Winters are cold and snowy, with January the coldest month, and summers are warm, peaking in July. Rain and melted snow fall through much of the year, so the seasons are clearly marked. Across Chemung County, most homes are lived in by their owners, and the County's median age is in the middle years of adult life.
Work. Many residents work in schools, hospitals and social care, or in manufacturing, retail shops and professional and business services. Unemployment in Chemung County has edged up over the past year, and the county has slightly fewer jobs than it did the year before. Household incomes across the county are lower than across the country as a whole, and fewer adults hold a four-year degree than in most of the country.
Things to do. Watkins Glen International, a race track a longer drive away, is one of the better known sporting destinations nearby. The Arnot Art Museum, a museum a short drive away, offers a quieter outing. Eldridge Park, an amusement park also a short drive away, suits a day with family or grandchildren.
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- 35,262households
- 42.0median age
- 27%of adults have a degree
- 16%below the poverty line
- 20 mintypical commute
- 8%work from home
What people in Chemung County work in
Employed residents by industry, from the Census survey. Chemung County had 33,485 jobs in 2025, 0.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 16°; warmest in July, with highs near 84° and lows near 58°. About 42 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Elmira weather station, 8 miles away (NOAA).
Largest workplaces in Chemung County
- Arnot-ogden Medical CenterGeneral hospital2,210FTE
- Elmira City School DistrictSchool district939FTE
- Horseheads Central School DistrictSchool district747FTE
- The Arc of Chemung-SchuylerDevelopmentally disabled advocacy organizations551
- WalmartWarehouse clubs and supercenters430
- McWaneIron foundries379
- ELCOR Nursing and RehabilitaitionHomes for the elderly with nursing care371
- ElmiraPsychiatric hospital354FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 97 workplaces with 20 or more staff, 11,486 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Chemung County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Chemung County and the Elmira, NY metro.
Lowman home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lowman$138,620
- New York$524,942
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Lowman address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lowman — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.