States · Wisconsin · Clark County

Loyal, Wisconsin.

Typical home $205,342 (+6.8% in a year).

What it costs per month · Loyal $1,078/mo

to buy the typical home at today's mortgage rate — +$611 (+131%) since Jan 2020.

What the home itself did
1 year
Up $12,998 +7%
$192,344$205,342 since Sep 2025
5 years
Up $60,357 +42%
$144,985$205,342 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Loyal $1,078 Wisconsin $1,770 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Loyal$1,078
  • Wisconsin$1,770
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in Loyal, WI rose 6.8% over the past year — faster than the nation's +1.2%.

Living in Loyal, Clark County, Wisconsin

Loyal is a city of 1,203 people in Clark County. Half its households earn more than $65,284 a year and half less, against $67,400 across Clark County; 12% of its people live below the poverty line. 76% of its homes are lived in by their owners and 24% are rented. Unemployment in Clark County was 2.7% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.

People 1,203 in the 2020 census
Household income $65,284 the median, give or take $8,731 · Clark County: $67,400
Unemployment 2.7% Clark County, August 2026; 2.6% a year before
Homes 76% lived in by their owners; 24% rented

Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Loyal is a small city in Clark County, Wisconsin, where most homes are lived in by their owners and incomes run a little below the county's. Few adults hold a four-year degree, and winters are cold, with January the coldest month and plenty of snow, while July is warm and the year brings a fair amount of rain and melted snow.

Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in transport, warehouses and utilities. Across Clark County, some of the largest workplaces are Grassland Dairy Products, Cummins Filtration and WB Manufacturing. The typical commute is moderate, and few people work from home.

Things to do. For time outdoors, Black River State Forest is a protected area a longer drive away, and Black River itself is a river in the same direction. Marshfield Motor Speedway, a race track, is also a longer drive away, as is Riverside Park, a park for a quieter afternoon.

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  • 607households
  • 14%of adults have a degree
  • 12%below the poverty line
  • 22 mintypical commute
  • 7%work from home

What residents work in

  • Manufacturing34%
  • Schools, hospitals and social care23%
  • Shops (retail)15%
  • Transport, warehouses and utilities6%
  • Professional and business services4%
  • Other services4%

Employed residents by industry, from the Census survey. Clark County had 11,428 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 24° and 5°; warmest in July, 80° and 58° 0° 20° 40° 60° 80° J 24° 5° F M A M J J 80° 58° A S O N D
Average daily high and low for each month: coldest in January, 24° and 5°; warmest in July, 80° and 58° 0° 20° 40° 60° 80° J 24° 5° F M A M J J 80° 58° A S O N D

Coldest in January, with highs near 24° and lows near 5°; warmest in July, with highs near 80° and lows near 58°. About 44 inches of snow and 36 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Neillsville 3ESE weather station, 14 miles away (NOAA).

Largest workplaces in Clark County

  1. Grassland Dairy ProductsButter manufacturing710
  2. Cummins FiltrationFilters automotive, truck, and bus, manufacturing393
  3. WB ManufacturingFurniture, factory-type, manufacturing330
  4. Abbyland Pork PackSlaughtering, custom324
  5. Haas Son'sSewer main, pipe and connection, construction305
  6. Land O Lakes SpencerCheese, imitation or substitute, manufacturing286
  7. Cavco Industries321991162
  8. MMC-NeillsvilleHospitals, general medical and surgical148

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 43 workplaces with 20 or more staff, 4,941 people in all across the county; Loyal has two of its own. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesRelatively high
  2. HailRelatively moderate
  3. Strong windRelatively moderate
  4. LightningRelatively moderate
  5. TornadoesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Clark County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clark County.

Loyal home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Loyal $205,342 Wisconsin $337,196 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Loyal$205,342
  • Wisconsin$337,196
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 6 8 2026 Loyal 7
4 6 8 2026
  • Loyal7

Zip codes with a Loyal address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Loyal — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Loyal