Lucerne Valley, California.
Typical home $255,988 (+1.8% in a year). Riverside-San Bernardino-Ontario, CA metro.
to buy the typical home at today's mortgage rate — +$712 (+113%) since Jan 2020.
- 1 year
- Up $4,648 +2%
- $251,340$255,988 since Sep 2025
- 5 years
- Up $13,434 +6%
- $242,554$255,988 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lucerne Valley$1,344
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 64 years.
Typical home values in Lucerne Valley, CA rose 1.8% over the past year — faster than the nation's +1.2%.
Living in Lucerne Valley, San Bernardino County, California
Lucerne Valley, in San Bernardino County, had 5,331 people in the 2020 census. 76% of its homes are lived in by their owners and 24% are rented. Unemployment in San Bernardino County was 5.7% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most people in San Bernardino County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lucerne Valley is a small community in San Bernardino County where most homes are lived in by their owners. Incomes run well below the county's, and a larger share of people live below the poverty line than you might expect. Winters are cold, with February the coldest month, and a good deal of snow falls each year; summers are warm, with July the warmest.
Work. Many residents work in schools, hospitals and social care, followed by shops, then transport, warehouses and utilities, and professional and business services. Few people work from home, and fewer adults hold a four-year degree than across much of the country. In Lucerne Valley itself, the largest workplaces include Granite Mountain Charter District, Lucerne Valley Unified and Lucerne Valley Market and Hardware.
Things to do. Lucerne Lake is a short drive away. Farther afield, Big Bear Lake, a reservoir, is a longer drive, as are Snow Valley Mountain Resort, a ski area, and the San Bernardino National Forest, a protected area.
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- 2,055households
- 21%of adults have a degree
- 22%below the poverty line
- 4%work from home
What people in San Bernardino County work in
Employed residents by industry, from the Census survey. San Bernardino County had 848,961 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in February, with highs near 46° and lows near 24°; warmest in July, with highs near 80° and lows near 50°. About 59 inches of snow and 20 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Big Bear Lake weather station, 14 miles away (NOAA).
Largest workplaces in Lucerne Valley
- Granite Mountain Charter DistrictSchool district241FTE
- Lucerne Valley UnifiedSchool district150FTE
- Lucerne Valley Market and HardwareGrocery stores69
- S.S. Hert TruckingDry bulk carrier, truck, long-distance60
- Southern California Flex Academy DistrictSchool district39FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 129 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- WildfireRelatively high
- EarthquakesRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lucerne Valley’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on San Bernardino County and the Riverside-San Bernardino-Ontario, CA metro.
Lucerne Valley home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lucerne Valley$255,988
- California$761,538
- United States$366,157
Sellers are cutting prices on about 1 in 8 Lucerne Valley listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Lucerne Valley12.03%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lucerne Valley44
New listings per month
Sellers arriving at the market.
- Lucerne Valley8
Zip codes with a Lucerne Valley address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lucerne Valley — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.