Lucerne, Wyoming.
Typical home $372,936 (+10.7% in a year).
to buy the typical home at today's mortgage rate — +$1,193 (+156%) since Jan 2020.
- 1 year
- Up $35,904 +11%
- $337,032$372,936 since Sep 2025
- 5 years
- Up $122,200 +49%
- $250,736$372,936 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lucerne$1,957
- Wyoming$1,937
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Lucerne, WY rose 10.7% over the past year — faster than the nation's +1.2%.
Living in Lucerne, Hot Springs County, Wyoming
Lucerne, in Hot Springs County, had 548 people in the 2020 census. Unemployment in Hot Springs County was 2.9% in August 2026, and the county had 1.4% fewer jobs in 2025 than the year before. The most people in Hot Springs County work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lucerne is a very small community in Hot Springs County, with a population small enough that most people likely know one another by sight. Typical home values sit well above what the local incomes might suggest, and very few residents live below the poverty line. Winters are long and cold, with January lows near zero and a good deal of snow, while summers turn properly warm in July. Rain and melted snow add up to a dry year overall.
Work. Residents work mostly in schools, hospitals and social care, with restaurants, hotels and entertainment, farming, forestry and mining, and government also employing many. Across Hot Springs County, the largest workplaces are the Hot Springs County School District and the county's memorial hospital, along with a nursing home. Unemployment across the county is a little lower than a year ago, though the county has fewer jobs than it did the year before. Few people work from home, and fewer adults hold a four-year degree than in many parts of the country.
Things to do. The Wind River and Hot Springs State Park are both a short drive away, one a river and the other a protected area. The Wyoming Dinosaur Center, also a short drive off, is a museum for a rainy or snowy day. For a longer outing, Boysen State Park is a protected area built around Boysen Reservoir, a longer drive away.
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- 19%of adults have a degree
- 1%below the poverty line
- 4%work from home
What people in Hot Springs County work in
Employed residents by industry, from the Census survey. Hot Springs County had 1,897 jobs in 2025, 1.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 31° and lows near 0°; warmest in July, with highs near 88° and lows near 50°. About 51 inches of snow and 13 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Thermopolis 9NE weather station, 3 miles away (NOAA).
Largest workplaces in Hot Springs County
- Hot Springs County School District #1School district144FTE
- HOT Springs County MemorialCritical access hospital142FTE
- Empres Operated By EvergreenNursing homes57
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 57 people in all across the county; Lucerne has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingVery high
- LandslidesRelatively high
- LightningRelatively high
- Cold wavesRelatively high
- WildfireRelatively moderate
- EarthquakesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lucerne’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hot Springs County.
Lucerne home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lucerne$372,936
- Wyoming$369,044
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Lucerne address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lucerne — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.