States · Wyoming · Hot Springs County

Lucerne, Wyoming.

Typical home $372,936 (+10.7% in a year).

What it costs per month · Lucerne $1,957/mo

to buy the typical home at today's mortgage rate — +$1,193 (+156%) since Jan 2020.

What the home itself did
1 year
Up $35,904 +11%
$337,032$372,936 since Sep 2025
5 years
Up $122,200 +49%
$250,736$372,936 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Lucerne $1,957 Wyoming $1,937 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Lucerne$1,957
  • Wyoming$1,937
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in Lucerne, WY rose 10.7% over the past year — faster than the nation's +1.2%.

Living in Lucerne, Hot Springs County, Wyoming

Lucerne, in Hot Springs County, had 548 people in the 2020 census. Unemployment in Hot Springs County was 2.9% in August 2026, and the county had 1.4% fewer jobs in 2025 than the year before. The most people in Hot Springs County work in schools and health care, then restaurants and hotels.

People 548 in the 2020 census
Household income Too few homes in Lucerne for the Census survey to measure.
Unemployment 2.9% Hot Springs County, August 2026; 3.3% a year before
Homes Too few homes in Lucerne for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Lucerne is a very small community in Hot Springs County, with a population small enough that most people likely know one another by sight. Typical home values sit well above what the local incomes might suggest, and very few residents live below the poverty line. Winters are long and cold, with January lows near zero and a good deal of snow, while summers turn properly warm in July. Rain and melted snow add up to a dry year overall.

Work. Residents work mostly in schools, hospitals and social care, with restaurants, hotels and entertainment, farming, forestry and mining, and government also employing many. Across Hot Springs County, the largest workplaces are the Hot Springs County School District and the county's memorial hospital, along with a nursing home. Unemployment across the county is a little lower than a year ago, though the county has fewer jobs than it did the year before. Few people work from home, and fewer adults hold a four-year degree than in many parts of the country.

Things to do. The Wind River and Hot Springs State Park are both a short drive away, one a river and the other a protected area. The Wyoming Dinosaur Center, also a short drive off, is a museum for a rainy or snowy day. For a longer outing, Boysen State Park is a protected area built around Boysen Reservoir, a longer drive away.

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  • 19%of adults have a degree
  • 1%below the poverty line
  • 4%work from home

What people in Hot Springs County work in

  • Schools, hospitals and social care34%
  • Restaurants, hotels and entertainment13%
  • Farming, forestry and mining12%
  • Government10%
  • Building trades9%
  • Professional and business services7%

Employed residents by industry, from the Census survey. Hot Springs County had 1,897 jobs in 2025, 1.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 31° and 0°; warmest in July, 88° and 50° 0° 20° 40° 60° 80° J 31° 0° F M A M J J 88° 50° A S O N D
Average daily high and low for each month: coldest in January, 31° and 0°; warmest in July, 88° and 50° 0° 20° 40° 60° 80° J 31° 0° F M A M J J 88° 50° A S O N D

Coldest in January, with highs near 31° and lows near 0°; warmest in July, with highs near 88° and lows near 50°. About 51 inches of snow and 13 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Thermopolis 9NE weather station, 3 miles away (NOAA).

Largest workplaces in Hot Springs County

  1. Hot Springs County School District #1School district144FTE
  2. HOT Springs County MemorialCritical access hospital142FTE
  3. Empres Operated By EvergreenNursing homes57

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 57 people in all across the county; Lucerne has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingVery high
  2. LandslidesRelatively high
  3. LightningRelatively high
  4. Cold wavesRelatively high
  5. WildfireRelatively moderate
  6. EarthquakesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lucerne’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hot Springs County.

Lucerne home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Lucerne $372,936 Wyoming $369,044 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Lucerne$372,936
  • Wyoming$369,044
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Lucerne address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lucerne — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.