Lugoff, South Carolina.
Typical home $267,775 (+3.4% in a year), asking rent $1,675 . Columbia, SC metro.
to buy the typical home at today's mortgage rate — +$747 (+114%) since Jan 2020.
- 1 year
- Up $8,844 +3%
- $258,930$267,775 since Sep 2025
- 5 years
- Up $54,009 +25%
- $213,765$267,775 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lugoff$1,405
- South Carolina$1,597
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Lugoff, SC rose 3.4% over the past year — faster than the nation's +1.2%.
Living in Lugoff, Kershaw County, South Carolina
Lugoff, in Kershaw County, had 9,990 people in the 2020 census. Half its households earn more than $69,485 a year and half less, against $68,231 across Kershaw County; 8% of its people live below the poverty line. 87% of its homes are lived in by their owners and 13% are rented. Unemployment in Kershaw County was 4.4% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then finance and property.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lugoff is a community in Kershaw County where nearly all homes are lived in by their owners, a larger share than is usual across the country. Household incomes sit a little above the county's, and fewer people live below the poverty line than in many places. Winters are mild and short, with January the coldest month, while summers run hot, and rain and melted snow fall steadily through the year.
Work. Residents work mostly in schools, hospitals and social care, with many others in banks, insurance and property, in manufacturing, and in shops. In Lugoff itself, some of the largest workplaces are Mancor, a machine shop, Lugoff - Dana, an automotive parts maker, and Food Lion, a grocery store. The commute is on the longer side, and a good number of people work from home.
Things to do. A short drive away, Historic Camden Revolutionary War Site is a protected area, and Midfield Plantation is an archaeological site. For time on the water, Lake Wateree and the Lake Wateree State Recreation Area are a longer drive away. Riverbanks Zoo is also a longer drive away, for a day out with family.
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- 3,771households
- 30%of adults have a degree
- 8%below the poverty line
- 28 mintypical commute
- 13%work from home
What residents work in
Employed residents by industry, from the Census survey. Kershaw County had 18,585 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 54° and lows near 31°; warmest in July, with highs near 91° and lows near 70°. About 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lugoff 2NE weather station, 3 miles away (NOAA).
Largest workplaces in Lugoff
- MancorMachine shops113
- Lugoff - DanaAutomotive parts manufacturer80
- Food LionGrocery stores77
- Millwood, Inc. LugoffPallet parts, wood, manufacturing59
- Crawford Sprinkler Co. ofSprinkler systems, fire, merchant wholesalers40
- Wolfe Mechanical & Equipment, CoSkids, metal, manufacturing40
- Core ConcreteCentral-mixed concrete manufacturing38
- Jayco manufacturingClosures, metal, stamping36
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 9 workplaces with 20 or more staff, 507 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Ice stormsRelatively moderate
- HurricanesRelatively moderate
- LightningRelatively moderate
- TornadoesRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lugoff’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Kershaw County and the Columbia, SC metro.
Lugoff home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lugoff$267,775
- South Carolina$304,319
- United States$366,157
Sellers are cutting prices on about 1 in 4 Lugoff listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Lugoff27.47%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lugoff60
New listings per month
Sellers arriving at the market.
- Lugoff16
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Lugoff$300,291
- United States$370,717
Zip codes with a Lugoff address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lugoff — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.