Lupton, Michigan.
Typical home $182,219 (+6.4% in a year).
to buy the typical home at today's mortgage rate — +$603 (+171%) since Jan 2020.
- 1 year
- Up $10,899 +6%
- $171,319$182,219 since Sep 2025
- 5 years
- Up $56,737 +45%
- $125,481$182,219 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lupton$956
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Lupton, MI rose 6.4% over the past year — faster than the nation's +1.2%.
Living in Lupton, Ogemaw County, Michigan
Lupton, in Ogemaw County, had 318 people in the 2020 census. Half its households earn more than $60,208 a year and half less, against $54,666 across Ogemaw County. 85% of its homes are lived in by their owners and 15% are rented. Unemployment in Ogemaw County was 6.7% in August 2026, and the county had 1.3% more jobs in 2025 than the year before. The most people in Ogemaw County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lupton is a very small community in Ogemaw County, Michigan, where nearly all homes are lived in by their owners. Household incomes run above the county's, and homes here cost a fair amount less than in many parts of the country.
Work. Residents work mostly in schools, hospitals and social care, with shops, restaurants and hotels, and manufacturing also employing many. Across Ogemaw County, the largest workplaces include Mymichigan Medical CTR West Bran, Walmart and West Branch-Rose City Area Schools. Unemployment across the county is lower than a year ago, and the county has added a few more jobs.
Things to do. Rifle River State Recreation Area, a protected area, lies in or beside town. A longer drive brings you to Huron National Forest, a large protected area, and to Au Sable State Forest. Winters are cold and snowy, with January the coldest month, while July brings warm summer days, which suits time outdoors in the warmer months.
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- 101households
- 17%of adults have a degree
What people in Ogemaw County work in
Employed residents by industry, from the Census survey. Ogemaw County had 6,086 jobs in 2025, 1.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 27° and lows near 10°; warmest in July, with highs near 81° and lows near 54°. About 33 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lupton 1S weather station, under a mile away (NOAA).
Largest workplaces in Ogemaw County
- Mymichigan Medical CTR West BranGeneral hospital330FTE
- WalmartWarehouse clubs and supercenters315
- West Branch-Rose City Area SchoolsSchool district264FTE
- MeijerRetail199
- Griffin Beverage CO West BranchAlcoholic beverages, wine and distilled spirits merchant wholesalers121
- Hyperion Materials & TechnologiesCarbides manufacturing112
- Consumers EnergyDistribution of electric power97
- Wausau Supply Company: Taylor Entrance SystemsDoor and jamb assemblies, metal, manufacturing93
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 1,613 people in all across the county; Lupton has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- Winter weatherRelatively high
- Strong windRelatively high
- LightningRelatively high
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lupton’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ogemaw County.
Lupton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lupton$182,219
- Michigan$263,760
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Lupton listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Lupton18
New listings per month
Sellers arriving at the market.
- Lupton5
Zip codes with a Lupton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lupton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.