Luray, Tennessee.
Typical home $167,541 (+8.7% in a year). Jackson, TN metro.
to buy the typical home at today's mortgage rate — +$401 (+84%) since Jan 2020.
- 1 year
- Up $13,400 +9%
- $154,141$167,541 since Sep 2025
- 5 years
- Up $13,343 +9%
- $154,198$167,541 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Luray$879
- Tennessee$1,737
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 42 years.
Typical home values in Luray, TN rose 8.7% over the past year — faster than the nation's +1.2%.
Living in Luray, Chester County, Tennessee
Luray, in Chester County, had 197 people in the 2020 census. Unemployment in Chester County was 4.5% in August 2026, and the county had 2.8% fewer jobs in 2025 than the year before. The most people in Chester County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Luray is a very small community in Chester County, Tennessee, with a population too small to count as anything more than a hamlet. Homes here are valued well below what is typical across much of the country, and household incomes across the county sit somewhat below the national picture. Winters are cold but short on snow, summers turn hot, and rain falls steadily through the year.
Work. Residents of Luray work mostly in schools, hospitals and social care, with many others in manufacturing, shops and government. Across Chester County, some of the largest workplaces are Freed-Hardeman University, Chester County Schools and Arvin Sango, which makes exhaust systems and parts. Unemployment across the county is a little higher than a year ago, and the county has fewer jobs than it did the year before.
Things to do. Pinson Mounds, an archaeological site, is a short drive away, and Lake Graham, a reservoir, is also close. Wolf Creek, a river, is a short drive away as well. For a longer outing, Chickasaw State Park is a longer drive away.
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What people in Chester County work in
Employed residents by industry, from the Census survey. Chester County had 3,876 jobs in 2025, 2.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 48° and lows near 27°; warmest in July, with highs near 89° and lows near 68°. About 2 inches of snow and 55 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lexington weather station, 11 miles away (NOAA).
Largest workplaces in Chester County
- Freed-Hardeman UniversityUniversity or college469
- Jones ContractorsPipeline construction on oil and gas field gathering lines to point of distribution on a contract basis442
- Chester County SchoolsSchool district375FTE
- Chester County GovernmentMayor's offices168
- Henderson Stamping and ProductionPowder coating metals and metal products for the trade152
- Arvin SangoExhaust systems and parts, automotive, truck, and bus, manufacturing149
- ASC Engineered SolutionsPipe hangers and supports, metal, manufacturing125
- Quality Metal StampingMetal stampings, unfinished, manufacturing105
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 14 workplaces with 20 or more staff, 1,491 people in all across the county; Luray has none of its own. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- TornadoesVery high
- Strong windVery high
- LightningVery high
- Heat wavesRelatively high
- EarthquakesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Luray’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Chester County and the Jackson, TN metro.
Luray home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Luray$167,541
- Tennessee$330,844
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Luray address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Luray — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.