States · Louisiana · Saint James Parish

Lutcher, Louisiana.

Typical home $170,631 (+5.0% in a year). New Orleans-Metairie, LA metro.

What it costs per month · Lutcher $896/mo

to buy the typical home at today's mortgage rate — +$391 (+78%) since Jan 2020.

What the home itself did
1 year
Up $8,151 +5%
$162,480$170,631 since Sep 2025
5 years
Up $3,169 +2%
$167,463$170,631 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Lutcher $896 Louisiana $1,123 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Lutcher$896
  • Louisiana$1,123
  • United States$1,922

Typical home values in Lutcher, LA rose 5.0% over the past year — faster than the nation's +1.2%.

Living in Lutcher, St. James Parish, Louisiana

Lutcher is a town of 3,133 people in St. James Parish. Half its households earn more than $60,375 a year and half less, against $65,531 across St. James Parish; 14% of its people live below the poverty line. 83% of its homes are lived in by their owners and 17% are rented. Unemployment in St. James Parish was 4.4% in August 2026, and the county had 1.8% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.

People 3,133 in the 2020 census
Household income $60,375 the median, give or take $9,635 · St. James Parish: $65,531
Unemployment 4.4% St. James Parish, August 2026; 5.1% a year before
Homes 83% lived in by their owners; 17% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Lutcher is a small town in St. James Parish, and it is a place where most people own the homes they live in. Household incomes run a little below the parish's, and a typical home costs less than in many parts of the country. Not many adults hold a four-year degree, and very few work from home.

Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in professional and business services, and in shops. In town, the biggest workplaces are St. James Parish Schools, St. James Parish Hospital and Beacon Behavioral Hospital-Lutcher. Across the parish, jobs grew a little last year, and unemployment is lower than it was a year earlier.

Things to do. The Whitney Plantation Historic District, a museum, is a short drive away, and so is New River, one of the nearby waterways. Lac des Allemands, a lake, is a longer drive, and makes a good outing for anyone who likes to be near water. Winters are mild with little or no snow, summers are hot, and the year brings a good deal of rain.

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  • 1,137households
  • 17%of adults have a degree
  • 14%below the poverty line
  • 5%work from home

What residents work in

  • Manufacturing24%
  • Schools, hospitals and social care21%
  • Professional and business services20%
  • Shops (retail)9%
  • Restaurants, hotels and entertainment8%
  • Government6%

Employed residents by industry, from the Census survey. St. James Parish had 7,791 jobs in 2025, 1.8% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 62° and 43°; warmest in July, 92° and 75° 40° 50° 60° 70° 80° 90° 100° J 62° 43° F M A M J J 92° 75° A S O N D
Average daily high and low for each month: coldest in January, 62° and 43°; warmest in July, 92° and 75° 40° 50° 60° 70° 80° 90° 100° J 62° 43° F M A M J J 92° 75° A S O N D

Coldest in January, with highs near 62° and lows near 43°; warmest in July, with highs near 92° and lows near 75°. About 67 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Reserve weather station, 8 miles away (NOAA).

Largest workplaces in Lutcher

  1. St. James Parish SchoolsSchool district470FTE
  2. St. James Parish HospitalCritical access hospital206FTE
  3. Beacon Behavioral Hospital- LutcherPsychiatric hospital171FTE
  4. First Student93
  5. Riverlands Home GroupSkilled nursing facilities76
  6. ABM IndustriesService to buildings and dwellings37

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 206 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HurricanesVery high
  2. TornadoesRelatively high
  3. LightningRelatively high
  4. Coastal floodingRelatively moderate
  5. Heat wavesRelatively moderate
  6. HailRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lutcher’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. James Parish and the New Orleans-Metairie, LA metro.

Lutcher home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Lutcher $170,631 Louisiana $213,867 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Lutcher$170,631
  • Louisiana$213,867
  • United States$366,157
Property tax, 2026 roll $1,057/yr median bill inside Lutcher, effective 0.59% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 6 7 2026 Lutcher 6
5 6 7 2026
  • Lutcher6

Zip codes with a Lutcher address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lutcher — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Lutcher