Lutts, Tennessee.
Typical home $205,282 (+5.9% in a year).
to buy the typical home at today's mortgage rate — +$381 (+55%) since Feb 2022.
- 1 year
- Up $11,509 +6%
- $193,773$205,282 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Lutts$1,077
- Tennessee$1,737
- United States$1,922
Typical home values in Lutts, TN rose 5.9% over the past year — faster than the nation's +1.2%.
Living in Lutts, Wayne County, Tennessee
The Census does not count Lutts on its own, so the figures here are Wayne County's. Half the county's households earn more than $52,294 a year and half less; 20% of the county's people live below the poverty line. 80% of the county's homes are lived in by their owners and 20% are rented. Unemployment in Wayne County was 4.0% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most people in Wayne County work in schools and health care, then construction.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Lutts is a small community in Wayne County, Tennessee, where most homes are lived in by their owners, much as across the county as a whole. Winters are mild for most of the country, with only the lightest snow, and summers are warm. Rain falls often and heavily, with more of it than in most parts of the country, so the ground is rarely dry for long.
Work. Many residents work in schools, hospitals and social care, or in the building trades, manufacturing and shops. Fewer adults hold a four-year degree than in most of the country, and household incomes sit below the national average. Jobs grew slightly last year, while unemployment has risen a little since the year before, and many people drive to work rather than working from home.
Things to do. Turkey Creek, a river, is a short drive away and is the nearest outdoor place on the list. Pickwick Lake, a reservoir, and the Natchez Trace Trail, a trail, are a longer drive away, so a day trip suits them best. Shiloh National Military Park, which is listed as an archaeological site, is also a longer drive away.
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- 5,982households
- 44.4median age
- 14%of adults have a degree
- 20%below the poverty line
- 31 mintypical commute
- 10%work from home
What people in Wayne County work in
Employed residents by industry, from the Census survey. Wayne County had 4,070 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 27°; warmest in July, with highs near 88° and lows near 66°. About 1 inches of snow and 62 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Waynesboro weather station, 18 miles away (NOAA).
Largest workplaces in Wayne County
- Wayne County SchoolsSchool district397FTE
- Wayne Medical CenterGeneral hospital127FTE
- Hassell and Hughes Lumber CompanyWood flooring manufacturing95
- Hughes Hardwood InternationalBlanks, wood, manufacturing35
- American Bath GroupShower stalls, plastics or fiberglass, manufacturing27
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 157 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Wayne County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Wayne County.
Lutts home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Lutts$205,282
- Tennessee$330,844
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Lutts address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lutts — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.