Luverne, Minnesota.
Typical home $255,017 (+2.9% in a year).
to buy the typical home at today's mortgage rate — +$720 (+117%) since Jan 2020.
- 1 year
- Up $7,220 +3%
- $247,797$255,017 since Sep 2025
- 5 years
- Up $55,689 +28%
- $199,328$255,017 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Luverne$1,339
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Luverne, MN rose 2.9% over the past year — faster than the nation's +1.2%.
Living in Luverne, Rock County, Minnesota
Luverne is a city of 4,946 people in Rock County. Half its households earn more than $64,366 a year and half less, against $71,295 across Rock County; 12% of its people live below the poverty line. 71% of its homes are lived in by their owners and 29% are rented. Unemployment in Rock County was 3.7% in August 2026, and the county had 5.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Luverne is a small city in Rock County, in the far southwest corner of Minnesota. Most homes are lived in by their owners, and the typical household earns somewhat less than across the county as a whole. Residents tend to be a little older than in many American places, and commutes are short. Winters are cold, with a good deal of snow, and summers turn warm in July.
Work. Residents work mostly in schools, hospitals and social care, with professional and business services, the building trades and shops also employing many. Among the largest workplaces in Luverne are the Luverne Public School District, the Minnesota Veterans Home-Luverne and Rock River Industries, which builds ambulance bodies. Unemployment in Rock County has risen a little over the past year, while the county has added jobs.
Things to do. In or beside town, the Hinkly House Museum and the Palace Theatre are close at hand. A short drive away, Blue Mounds State Park is a protected area of prairie and rock, and the Rock River runs nearby. For a longer day out, Pipestone National Monument is an archaeological site a longer drive away.
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- 2,196households
- 29%of adults have a degree
- 12%below the poverty line
- 16 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Rock County had 3,898 jobs in 2025, 5.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 25° and lows near 6°; warmest in July, with highs near 85° and lows near 62°. About 35 inches of snow and 29 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Rock Rapids weather station, 16 miles away (NOAA).
Largest workplaces in Luverne
- Luverne Public School DistrictSchool district179FTE
- Minnesota Veterans Home-LuverneSkilled nursing facilities151
- Rock River IndustriesAmbulance bodies manufacturing28
- C & B Operations LuverneAgricultural machinery and equipment merchant wholesalers27
- Hills Stainless Steel & Equipment CoTruck trailer body shops26
- CHSFarm supplies merchant wholesalers22
- Sevita 383870_ROCKCorporate, subsidary and regional managing offices20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 526 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Ice stormsRelatively high
- Cold wavesRelatively high
- TornadoesRelatively high
- Strong windRelatively high
- Hailrelatively high in parts of LuverneRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Luverne’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Rock County.
Luverne home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Luverne$255,017
- Minnesota$348,778
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Luverne listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Luverne18.71%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Luverne57
New listings per month
Sellers arriving at the market.
- Luverne9
Zip codes with a Luverne address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Luverne — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.