Luzerne, Iowa.
Typical home $353,082 (+9.8% in a year). Cedar Rapids, IA metro.
to buy the typical home at today's mortgage rate — +$953 (+106%) since Jan 2020.
- 1 year
- Up $31,435 +10%
- $321,647$353,082 since Sep 2025
- 5 years
- Up $95,244 +37%
- $257,838$353,082 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Luzerne$1,853
- Iowa$1,242
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Luzerne, IA rose 9.8% over the past year — faster than the nation's +1.2%.
Living in Luzerne, Benton County, Iowa
Luzerne is a city of 112 people in Benton County. Half its households earn more than $100,357 a year and half less, against $86,962 across Benton County. Unemployment in Benton County was 3.3% in August 2026, and the county had 0.5% fewer jobs in 2025 than the year before. The most people in Benton County work in schools and health care, then manufacturing.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Luzerne is a small city in Benton County, in east-central Iowa, and it is a very small community. Household incomes here are higher than the county's as a whole. Winters are cold and snowy, summers are warm, and rain and melted snow fall steadily through the year.
Work. Residents work in schools, hospitals and social care, manufacturing, retail shops, and the building trades. Across Benton County, unemployment has eased over the past year, though the number of jobs has edged down slightly. A small share of people work from home.
Things to do. Honey Creek, a river, is a short drive away, and Pilot Grove State Preserve, a protected area, is a longer drive off. The National Czech & Slovak Museum & Library, a museum and library, is also a longer drive away.
Report a mistake
- 8%work from home
What people in Benton County work in
Employed residents by industry, from the Census survey. Benton County had 6,040 jobs in 2025, 0.5% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 28° and lows near 10°; warmest in July, with highs near 84° and lows near 63°. About 28 inches of snow and 36 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Belle Plaine weather station, 5 miles away (NOAA).
Largest workplaces in Benton County
- Frontier CooperativeSpices and spice mix manufacturing441
- Vinton-Shellsburg Comm School DistrictSchool district271FTE
- Benton Comm School DistrictSchool district214FTE
- ClickstopCrating goods for shipping212
- Center Point-Urbana Comm School DistrictSchool district198FTE
- Virginia GAY HospitalCritical access hospital131FTE
- Fareway Stores, Inc. 462 VintonGrocery stores100
- Belle Plaine Comm School DistrictSchool district62FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 16 workplaces with 20 or more staff, 1,196 people in all across the county; Luzerne has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- HailRelatively high
- DroughtRelatively moderate
- Winter weatherRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Luzerne’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Benton County and the Cedar Rapids, IA metro.
Luzerne home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Luzerne$353,082
- Iowa$236,623
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Luzerne address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Luzerne — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.