Macomb, Michigan.
Typical home $425,705 (+2.4% in a year), asking rent $1,745 (+4.6%). Detroit-Warren-Dearborn, MI metro.
to buy the typical home at today's mortgage rate — +$1,204 (+117%) since Jan 2020.
- 1 year
- Up $9,928 +2%
- $415,778$425,705 since Sep 2025
- 5 years
- Up $85,211 +25%
- $340,494$425,705 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Macomb$2,234
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Macomb, MI rose 2.4% over the past year — faster than the nation's +1.2%.
Asking rents in Macomb, MI rose 4.6% over the past year — faster than the nation's +2.7%.
Owning the typical home in Macomb runs $1,440/mo more than renting one — the widest that gap has been in this data.
That is $3,185 a month against $1,745 rent: a $2,234 mortgage payment, plus $495 property tax and $456 insurance & upkeep.
Owning vs renting — Macomb
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,185
- Renting$1,745
- Mortgage only$2,234
Property tax · $495/mo 1.40% of value a year — the ACS 2020-2024 median bill over the median home value for Macomb County, MI
Insurance & upkeep · $456/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Macomb, Macomb County, Michigan
Macomb is a township of 91,663 people in Macomb County. Half its households earn more than $120,652 a year and half less, against $77,837 across Macomb County; 4% of its people live below the poverty line. 91% of its homes are lived in by their owners and 9% are rented. Unemployment in Macomb County was 5.7% in August 2026, and the county had 1.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Macomb is a township in Macomb County, Michigan, and it is a place where nearly everyone owns the home they live in. Household incomes run well above the county's, and very few residents live below the poverty line. The typical resident is in middle age, and a good number of adults hold a four-year degree. Winters are cold, with January the coldest month, and the township sees a fair amount of snow each year; summers are warm, with July the warmest month.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, professional and business services, and shops close behind. Among the largest workplaces in Macomb are PTI Engineered Plastics, Triumph Geared Solutions - Macomb, and Michigan Production Machining. Jobs across Macomb County dipped slightly last year, and unemployment across the county is higher than it was a year earlier. Most residents drive a fair way to work each day, and some work from home.
Things to do. Lake Saint Clair, a lake, is a longer drive away and is the nearest of the larger waters, with the St. Clair River, also a longer drive away. Detroit has the Detroit Institute of Arts, a museum, and the Detroit Zoo, both a longer drive away. Ball games are played at Comerica Park, a stadium, and football at Ford Field, another stadium, each a longer drive away.
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- 31,878households
- 38%of adults have a degree
- 4%below the poverty line
- 29 mintypical commute
- 15%work from home
What residents work in
Employed residents by industry, from the Census survey. Macomb County had 331,515 jobs in 2025, 1.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 32° and lows near 18°; warmest in July, with highs near 82° and lows near 62°. About 32 inches of snow and 35 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Mount Clemens Ang Base weather station, 7 miles away (NOAA).
Largest workplaces in Macomb
- PTI Engineered PlasticsBadges, plastics, manufacturing273
- Triumph Geared Solutions - MacombAircraft assemblies, subassemblies, and parts manufacturing235
- Michigan Production MachiningAutomatic transmissions, automotive, truck, and bus, manufacturing232
- The Lincoln Electric Company - MacombMachine shops215
- Ascent Aerospace- Macomb (GTS)Cutting dies, metalworking, manufacturing200
- MSN EnterprisesGrocery stores191
- TargetDiscount department stores182
- Colasanti Construction ServicesConcrete structures156
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 33 workplaces with 20 or more staff, 3,533 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Cold wavesVery high
- Strong windVery high
- Ice stormsVery high
- Inland floodingRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Macomb County, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Macomb County and the Detroit-Warren-Dearborn, MI metro.
Macomb home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Macomb$425,705
- Michigan$263,760
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Macomb listings, and the typical home goes pending in 18 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Macomb33.45%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Macomb18
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Macomb257
New listings per month
Sellers arriving at the market.
- Macomb94
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Macomb$431,745
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Macomb99.83%
Zip codes with a Macomb address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Macomb — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Macomb
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 48044 | Macomb | 58,754 | $1,469 | $414,684 |
| 48042 | Macomb | 33,875 | $2,171 | $437,747 |