Malone, New York.
. Malone, NY metro.
to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Malone, Franklin County, New York
Malone is a village of 5,483 people in Franklin County. Half its households earn more than $60,548 a year and half less, against $65,151 across Franklin County; 22% of its people live below the poverty line. 52% of its homes are lived in by their owners and 48% are rented. Unemployment in Franklin County was 4.2% in August 2026, and the county had 0.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Malone is a village in Franklin County in northern New York, with a small-town scale and short trips across it. Winters here are long and cold, with a great deal of snow, while summers are warm and mild. Household incomes run below the county's, and more people live below the poverty line than you might expect, while owners and renters live in the village's homes in close to equal numbers.
Work. Most residents work in schools, hospitals and social care, followed by shops, government, and restaurants, hotels and entertainment. Among the largest workplaces in Malone are Alice Hyde Medical Center, Golub and Asept Pak. Commutes are short, and very few people work from home.
Things to do. Titus Mountain, a ski area a short drive away, suits the snowy winters, and Little Trout River, also a short drive away, is a place to be near water. A longer drive brings you to Lake Saint Francis, a lake, or to Debar Mountain Wild Forest, a protected area for time outdoors.
Report a mistake
- 2,662households
- 24%of adults have a degree
- 22%below the poverty line
- 13 mintypical commute
- 4%work from home
What residents work in
Employed residents by industry, from the Census survey. Franklin County had 17,535 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 24° and lows near 6°; warmest in July, with highs near 77° and lows near 59°. About 98 inches of snow and 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Malone weather station, under a mile away (NOAA).
Largest workplaces in Malone
- Alice Hyde Medical CenterGeneral hospital443FTE
- GolubGrocery stores92
- Asept PakNonprescription drug preparations manufacturing37
- Running SupplyRetail29
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 158 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- LightningRelatively high
- Inland floodingRelatively high
- Winter weatherRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Malone’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Franklin County and the Malone, NY metro.
Malone home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Sellers are cutting prices on about 1 in 6 Malone listings — the market is roughly in balance.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Malone15.88%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Malone63
New listings per month
Sellers arriving at the market.
- Malone13
Zip codes with a Malone address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Malone — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.