Mamaroneck, New York.
, asking rent $3,664 (+4.4%). New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Asking rents in Mamaroneck, NY rose 4.4% over the past year — faster than the nation's +2.7%.
Living in Mamaroneck, Westchester County, New York
Mamaroneck is a village of 20,151 people in Westchester County. Half its households earn more than $120,000 a year and half less, against $118,976 across Westchester County; 11% of its people live below the poverty line. 57% of its homes are lived in by their owners and 43% are rented. Unemployment in Westchester County was 4.0% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Mamaroneck is a village in Westchester County, a town of a size where neighbors tend to know one another. Its residents are a bit older than the typical American community, and household incomes run slightly above the county's. Most adults hold a four-year degree, and a majority of homes are lived in by their owners, though renting is also common and rents are high. Winters are cold and snowy, with January the coldest month, while summers turn quite warm, and precipitation falls fairly evenly through the year.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in banks, insurance and property, and in shops. Some of the largest workplaces in Mamaroneck itself are the Mamaroneck Union Free School District, the Sarah Neuman Center for Rehabilitation and Nursing, and Stop & Shop. Commutes are fairly long, and a good share of residents work from home. Unemployment in Westchester County is a little higher than a year ago, while the number of jobs there has edged up.
Things to do. The Bronx Zoo is a short drive away and is the nearest of the well-known places in the area. A longer drive brings you to Central Park, a large public garden in the city, and to the Metropolitan Museum of Art, one of the best known museums in the country. The Hudson River is also a longer drive away, for those who enjoy a day by the water.
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- 7,276households
- 57%of adults have a degree
- 11%below the poverty line
- 31 mintypical commute
- 22%work from home
What residents work in
Employed residents by industry, from the Census survey. Westchester County had 433,070 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 23°; warmest in July, with highs near 86° and lows near 64°. About 33 inches of snow and 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Dobbs Ferry-ardsley weather station, 8 miles away (NOAA).
Largest workplaces in Mamaroneck
- Mamaroneck Union Free School DistrictSchool district802FTE
- Sarah Neuman Center for Rehabilitation and NursingSkilled nursing facilities377
- RYE Neck Union Free School DistrictSchool district261FTE
- Stop & ShopGrocery stores101
- Roto-Rooter"sewer and drain cleaning, plumbing, home office administrative functions"78
- MamaroneckMail and parcel delivery31
- SavATreeTree services28
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 615 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingRelatively high
- Inland floodingRelatively high
- Strong windRelatively moderate
- Winter weatherRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Mamaroneck’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Westchester County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Mamaroneck home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Sellers are cutting prices on about 1 in 6 Mamaroneck listings — the market is roughly in balance.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Mamaroneck16.44%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Mamaroneck29
New listings per month
Sellers arriving at the market.
- Mamaroneck11
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
Not enough data to draw this yet.
Zip codes with a Mamaroneck address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mamaroneck — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.