Maricopa, Arizona.
Typical home $340,112 (-3.4% in a year), asking rent $1,773 (+0.5%). Phoenix-Mesa-Chandler, AZ metro.
to buy the typical home at today's mortgage rate — +$937 (+111%) since Jan 2020.
- 1 year
- Down $11,837 -3%
- $351,950$340,112 since Sep 2025
- 5 years
- Down $17,154 -5%
- $357,267$340,112 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Maricopa$1,785
- Arizona$2,187
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Maricopa, AZ fell 3.4% over the past year — slower than the nation's +1.2%.
Asking rents in Maricopa, AZ rose 0.5% over the past year — slower than the nation's +2.7%.
Owning the typical home in Maricopa runs $501/mo more than renting one. The gap peaked at $986 in Oct 2022.
That is $2,273 a month against $1,773 rent: a $1,785 mortgage payment, plus $124 property tax and $364 insurance & upkeep.
Owning vs renting — Maricopa
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,273
- Renting$1,773
- Mortgage only$1,785
Property tax · $124/mo 0.44% of value a year — the ACS 2020-2024 median bill over the median home value for Maricopa County, AZ
Insurance & upkeep · $364/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Maricopa, Maricopa County, Arizona
Maricopa is a city of 58,125 people in Maricopa County. Half its households earn more than $96,391 a year and half less, against $89,300 across Maricopa County; 7% of its people live below the poverty line. 84% of its homes are lived in by their owners and 16% are rented. Unemployment in Maricopa was 5.4% in August 2026, and Maricopa County had 0.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Maricopa is a city in Arizona, in Pinal County's growing southern edge of the Phoenix area, though it shares its name with the county to its north. Most homes are lived in by their owners, and household incomes run above the county's. The population is fairly young, and a smaller share of adults hold a four-year degree than you might expect for a commuter city. Winters are mild and almost snow-free, summers are extremely hot, and rain is scarce across the year.
Work. Residents work mostly in schools, hospitals and social care, in shops, in professional and business services, and in banks, insurance and property. Among the largest workplaces in Maricopa are Maricopa Unified School District, Fry's Food Stores of Arizona and Global Water Resources. Commutes are long, and a good number of people work from home instead of making the drive.
Things to do. The best-known outings are in and around Phoenix, all a longer drive away. Phoenix Zoo and the Desert Botanical Garden suit a relaxed day out, and Phoenix Art Museum offers an indoor option when the summer heat sets in. For a look at the region's past, Casa Grande Ruins National Monument is a protected area, also a longer drive away.
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- 21,038households
- 24%of adults have a degree
- 7%below the poverty line
- 37 mintypical commute
- 22%work from home
What residents work in
Employed residents by industry, from the Census survey. Maricopa County had 2,289,324 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 68° and lows near 35°; warmest in July, with highs near 109° and lows near 78°. About 7 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Maricopa North weather station, 5 miles away (NOAA).
Largest workplaces in Maricopa
- Maricopa Unified School District (4441)School district1,075FTE
- Fry's Food Stores of ArizonaWarehouse clubs and supercenters238
- Global Water ResourcesWater treatment and distribution130
- City of MaricopaGeneral government84
- Pinal Feeding52
- The Scotts Company - MaricopaGrowing media manufacturing & packaging52
- City Hall-39700 W Civic Center PLZGeneral government44
- Maricopa Carrier AnnexMail and parcel delivery43
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 750 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesRelatively high
- Inland floodingRelatively high
- Lightningrelatively high in parts of MaricopaRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Maricopa’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Maricopa County and the Phoenix-Mesa-Chandler, AZ metro.
Maricopa home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Maricopa$340,112
- Arizona$416,733
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Maricopa listings, and the typical home goes pending in 55 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Maricopa34.49%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Maricopa55
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Maricopa618
New listings per month
Sellers arriving at the market.
- Maricopa155
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Maricopa$331,256
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Maricopa98.47%
Zip codes with a Maricopa address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Maricopa — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Maricopa
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 85138 | Maricopa | 55,260 | $1,804 | $341,204 |
| 85139 | Maricopa | 20,784 | $1,626 | $332,820 |