Blaine, Minnesota.
Typical home $381,873 (+1.1% in a year), asking rent $2,064 (+4.0%). Minneapolis-St. Paul-Bloomington, MN-WI metro.
to buy the typical home at today's mortgage rate — +$945 (+89%) since Jan 2020.
- 1 year
- Up $4,220 +1%
- $377,653$381,873 since Sep 2025
- 5 years
- Up $30,822 +9%
- $351,051$381,873 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Blaine$2,004
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 41 years.
Typical home values in Blaine, MN rose 1.1% over the past year — in step with the nation.
Asking rents in Blaine, MN rose 4.0% over the past year — faster than the nation's +2.7%.
Owning the typical home in Blaine runs $650/mo more than renting one. The gap peaked at $882 in Oct 2023.
That is $2,714 a month against $2,064 rent: a $2,004 mortgage payment, plus $300 property tax and $409 insurance & upkeep.
Owning vs renting — Blaine
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,714
- Renting$2,064
- Mortgage only$2,004
Property tax · $300/mo 0.94% of value a year — the ACS 2020-2024 median bill over the median home value for Anoka County, MN
Insurance & upkeep · $409/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Blaine, Anoka County, Minnesota
Blaine is a city of 70,222 people in Anoka County. Half its households earn more than $106,801 a year and half less, against $101,869 across Anoka County; 7% of its people live below the poverty line. 85% of its homes are lived in by their owners and 15% are rented. Unemployment in Blaine was 4.9% in August 2026, and Anoka County had about as many jobs in 2025 as the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Blaine is a city in Anoka County, north of the Twin Cities, with a population that places it among the larger cities in Minnesota. Households here earn more than across the county, and fewer people live below the poverty line than in many places. Almost everyone owns the home they live in, and homes here cost more than the typical American home, while rents run high too. Winters are cold and snowy, with January highs well below freezing and lows near zero, while summers are warm in July. Rain and melted snow add up to a moderate amount over the year.
Work. Many residents work in schools, hospitals and social care, with manufacturing, shops and professional and business services also employing a good share. Among the largest workplaces in Blaine are Aveda, which makes toilet preparations, Target, and Blaine High. The commute is a fairly short one, and a fair number of residents work from home. Unemployment is somewhat higher than a year ago, and the county has about the same number of jobs as the year before.
Things to do. The better-known places to visit are all a longer drive away. Target Field is a stadium for baseball, and the Minneapolis Institute of Art is a museum of wide-ranging collections. Saint Anthony Falls is a waterfall on the Mississippi River, another longer drive away, and a good place for a walk along the water.
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- 25,794households
- 37%of adults have a degree
- 7%below the poverty line
- 24 mintypical commute
- 21%work from home
What residents work in
Employed residents by industry, from the Census survey. Anoka County had 133,128 jobs in 2025, about as many as the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 22° and lows near 2°; warmest in July, with highs near 82° and lows near 60°. About 44 inches of snow and 29 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Andover 1N weather station, 7 miles away (NOAA).
Largest workplaces in Blaine
- AvedaToilet preparations manufacturing452
- TargetDiscount department stores435
- WalmartWarehouse clubs and supercenters374
- WalmartWarehouse clubs and supercenters327
- WalmartWarehouse clubs and supercenters323
- Blaine HighElementary and secondary schools300
- Centennial High SchoolAcademies, elementary or secondary278
- Asplundh Tree Experts LLC RegionTree trimming services272
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 89 workplaces with 20 or more staff, 8,953 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Inland floodingRelatively high
- HailRelatively moderate
- Lightningrelatively high in parts of BlaineRelatively moderate
- Winter weatherRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Blaine’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Anoka County and the Minneapolis-St. Paul-Bloomington, MN-WI metro.
Blaine home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Blaine$381,873
- Minnesota$348,778
- United States$366,157
Sellers are cutting prices on about 1 in 3 Blaine listings, and the typical home goes pending in 24 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Blaine32.14%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Blaine24
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Blaine230
New listings per month
Sellers arriving at the market.
- Blaine82
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Blaine$368,673
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Blaine100.48%
Zip codes with a Blaine address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Blaine — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Blaine
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 55449 | Minneapolis | 34,443 | $2,170 | $462,316 |
| 55434 | Minneapolis | 33,029 | $1,967 | $336,848 |