Burlington, Kentucky.
Typical home $329,715 (+3.0% in a year), asking rent $2,149 (+10.7%). Cincinnati, OH-KY-IN metro.
to buy the typical home at today's mortgage rate — +$928 (+116%) since Jan 2020.
- 1 year
- Up $9,539 +3%
- $320,176$329,715 since Sep 2025
- 5 years
- Up $62,065 +23%
- $267,650$329,715 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Burlington$1,731
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in Burlington, KY rose 3.0% over the past year — faster than the nation's +1.2%.
Asking rents in Burlington, KY rose 10.7% over the past year — faster than the nation's +2.7%.
Owning the typical home in Burlington runs $170/mo more than renting one. The gap peaked at $288 in Jul 2025.
That is $2,319 a month against $2,149 rent: a $1,731 mortgage payment, plus $235 property tax and $353 insurance & upkeep.
Owning vs renting — Burlington
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,319
- Renting$2,149
- Mortgage only$1,731
Property tax · $235/mo 0.86% of value a year — the ACS 2020-2024 median bill over the median home value for Boone County, KY
Insurance & upkeep · $353/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Burlington, Boone County, Kentucky
Burlington, in Boone County, had 17,318 people in the 2020 census. Half its households earn more than $109,308 a year and half less, against $99,414 across Boone County; 6% of its people live below the poverty line. 73% of its homes are lived in by their owners and 27% are rented. Unemployment in Boone County was 3.6% in August 2026, and the county had 2.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Burlington is the county seat of Boone County, a community of mostly owner-occupied homes where incomes run higher than across the county and fewer people live in poverty than in many places. Residents tend to be of working age, and a good share of adults hold a four-year degree. Winters are cold and snowy, with January the coldest month, while summers turn warm, July being the warmest, and rain and melted snow fall steadily through the year.
Work. Many residents work in schools, hospitals and social care, followed by professional and business services, transport, warehouses and utilities, and manufacturing. Within Burlington itself, the Boone County Fiscal Court offices and the Kroger grocery store are among the largest workplaces. Unemployment across Boone County is low and slightly lower than a year ago, the county has added jobs, and a fair number of people work from home.
Things to do. The Creation Museum is a short drive away, and Laughery Creek, a river, is also close by. A longer drive brings you to the Cincinnati Zoo and Botanical Garden, as well as the Cincinnati Art Museum, a good outing for a quieter day.
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- 6,714households
- 32%of adults have a degree
- 6%below the poverty line
- 23 mintypical commute
- 13%work from home
What residents work in
Employed residents by industry, from the Census survey. Boone County had 105,521 jobs in 2025, 2.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 23°; warmest in July, with highs near 86° and lows near 66°. About 23 inches of snow and 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cincinnati Northern Ky Airport weather station, 3 miles away (NOAA).
Largest workplaces in Burlington
- Boone County Fiscal Court - BurlingtonCounty supervisors' and executives' offices482
- Kroger Cincinnati-Dayton KMASupermarkets and other grocery except convenience stores174
- Braxton's CleanersCleaners, drycleaning and laundry service33
- BurlingtonMail and parcel delivery26
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 715 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Strong windRelatively high
- TornadoesRelatively high
- LightningRelatively high
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Burlington’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Boone County and the Cincinnati, OH-KY-IN metro.
Burlington home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Burlington$329,715
- Kentucky$230,909
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Burlington listings, and the typical home goes pending in 15 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Burlington31.95%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Burlington15
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Burlington74
New listings per month
Sellers arriving at the market.
- Burlington26
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Burlington$300,955
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Burlington98.94%
Zip codes with a Burlington address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Burlington — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.