Butler, Kentucky.
Typical home $275,566 (+4.9% in a year). Cincinnati, OH-KY-IN metro.
to buy the typical home at today's mortgage rate — +$851 (+143%) since Jan 2020.
- 1 year
- Up $12,831 +5%
- $262,735$275,566 since Sep 2025
- 5 years
- Up $75,029 +37%
- $200,537$275,566 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Butler$1,446
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Butler, KY rose 4.9% over the past year — faster than the nation's +1.2%.
Living in Butler, Pendleton County, Kentucky
Butler is a city of 646 people in Pendleton County. Unemployment in Pendleton County was 3.8% in August 2026, and the county had 0.7% fewer jobs in 2025 than the year before. The most people in Pendleton County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Butler is a very small city in Pendleton County, Kentucky, and the kind of place where neighbors tend to know one another. Homes here are priced somewhat below what many Northern Kentucky buyers would expect nearby, and incomes across the county run a little below the state's typical. Winters are cold, with January the coldest month, and summers are warm; the year brings a fair amount of rain and melted snow.
Work. Many residents work in schools, hospitals and social care, in shops, in manufacturing, and in professional and business services. The largest workplaces across Pendleton County include Pendleton County Schools, Rumpke's Butler hauling operations and Darling Ingredients. Commutes tend to be long, longer than in much of the country, since many jobs lie some distance from town, and relatively few adults hold a four-year degree.
Things to do. Close to home, Kincaid Lake State Park is a protected area a short drive away, and Cruises Creek is a creek a short drive away as well. For a bigger day out, Cincinnati has the Cincinnati Zoo and Botanical Garden and the Cincinnati Art Museum, each a longer drive away. Sports fans can also make the longer drive to Great American Ball Park, a baseball stadium.
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- 10%of adults have a degree
- 34 mintypical commute
What people in Pendleton County work in
Employed residents by industry, from the Census survey. Pendleton County had 2,224 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 41° and lows near 23°; warmest in July, with highs near 86° and lows near 65°. About 42 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Chilo Meldahl Locks & Dam weather station, 11 miles away (NOAA).
Largest workplaces in Pendleton County
- Pendleton County SchoolsSchool district305FTE
- Rumpke - Butler Hauling OperationsGarbage collection services111
- Darling IngredientsRendering plants53
- Darling IngredientsRadiator shields and enclosures, sheet metal, manufacturing49
- Wyatt's SupermarketGrocery stores42
- FalmouthMail and parcel delivery25
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 280 people in all across the county; Butler has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- Strong windVery high
- TornadoesRelatively high
- Inland floodingRelatively high
- Cold wavesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Butler’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pendleton County and the Cincinnati, OH-KY-IN metro.
Butler home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Butler$275,566
- Kentucky$230,909
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Butler9
Zip codes with a Butler address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Butler — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.