States · Nebraska · Merrick County

Chapman, Nebraska.

Typical home $316,868 (+6.3% in a year). Grand Island, NE metro.

What it costs per month · Chapman $1,663/mo

to buy the typical home at today's mortgage rate — +$1,015 (+157%) since Jan 2020.

What the home itself did
1 year
Up $18,724 +6%
$298,144$316,868 since Sep 2025
5 years
Up $103,649 +49%
$213,219$316,868 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Chapman $1,663 Nebraska $1,461 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Chapman$1,663
  • Nebraska$1,461
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in Chapman, NE rose 6.3% over the past year — faster than the nation's +1.2%.

Living in Chapman, Merrick County, Nebraska

Chapman is a village of 260 people in Merrick County. Half its households earn more than $86,250 a year and half less, against $68,354 across Merrick County; 8% of its people live below the poverty line. Unemployment in Merrick County was 2.2% in August 2026, and the county had 4.2% fewer jobs in 2025 than the year before. The most people in Merrick County work in schools and health care, then manufacturing.

People 260 in the 2020 census
Household income $86,250 the median, give or take $19,685 · Merrick County: $68,354
Unemployment 2.2% Merrick County, August 2026; 2.2% a year before
Homes Too few homes in Chapman for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Chapman is a small village in Merrick County, home to very few people compared with most towns. Households here earn more than the county's households typically do, and a smaller share of people live below the poverty line than you might expect for a place this size. Winters are cold, with the coldest weather in January, summers run hot, and a fair amount of snow falls each year.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and the building trades also well represented. Very few people work from home. Among the largest workplaces across Merrick County are Central City Public Schools, Merrick Medical Center and Green Plains Central City.

Things to do. For a day out, the Loup River is a longer drive away, and the Plainsman Museum and the Stuhr Museum are both museums a longer drive away. Morning Star Lake is also a longer drive away for time by the water.

Report a mistake
  • 18%of adults have a degree
  • 8%below the poverty line
  • 4%work from home

What people in Merrick County work in

  • Schools, hospitals and social care24%
  • Manufacturing11%
  • Shops (retail)10%
  • Building trades9%
  • Farming, forestry and mining8%
  • Professional and business services7%

Employed residents by industry, from the Census survey. Merrick County had 2,349 jobs in 2025, 4.2% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 36° and 16°; warmest in July, 88° and 66° 20° 40° 60° 80° J 36° 16° F M A M J J 88° 66° A S O N D
Average daily high and low for each month: coldest in January, 36° and 16°; warmest in July, 88° and 66° 20° 40° 60° 80° J 36° 16° F M A M J J 88° 66° A S O N D

Coldest in January, with highs near 36° and lows near 16°; warmest in July, with highs near 88° and lows near 66°. About 28 inches of snow and 27 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Grand Island Airport weather station, 9 miles away (NOAA).

Largest workplaces in Merrick County

  1. Central City Public SchoolsSchool district132FTE
  2. Interconnection SystemsSolar farms115
  3. Merrick Medical CenterCritical access hospital105FTE
  4. Green Plains Central CityManufacture of fuel ethanol64
  5. Palmer Public SchoolsSchool district52FTE
  6. PFG Manufacturing Preferred Popcorn Chapman44

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 223 people in all across the county; Chapman has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HailVery high
  2. Strong windVery high
  3. Winter weatherVery high
  4. TornadoesVery high
  5. DroughtRelatively high
  6. Ice stormsRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Chapman’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Merrick County and the Grand Island, NE metro.

Chapman home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Chapman $316,868 Nebraska $278,299 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Chapman$316,868
  • Nebraska$278,299
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Chapman address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Chapman — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Chapman