Chubbuck, Idaho.
Typical home $382,921 (+1.5% in a year), asking rent $1,216 . Pocatello, ID metro.
to buy the typical home at today's mortgage rate — +$1,156 (+135%) since Jan 2020.
- 1 year
- Up $5,687 +2%
- $377,234$382,921 since Sep 2025
- 5 years
- Up $52,895 +16%
- $330,025$382,921 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Chubbuck$2,010
- Idaho$2,502
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 23 years.
Typical home values in Chubbuck, ID rose 1.5% over the past year — faster than the nation's +1.2%.
Owning the typical home in Chubbuck runs $1,408/mo more than renting one — the widest that gap has been in this data.
That is $2,624 a month against $1,216 rent: a $2,010 mortgage payment, plus $204 property tax and $410 insurance & upkeep.
Owning vs renting — Chubbuck
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,624
- Renting$1,216
- Mortgage only$2,010
Property tax · $204/mo 0.64% of value a year — the ACS 2020-2024 median bill over the median home value for Bannock County, ID
Insurance & upkeep · $410/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Chubbuck, Bannock County, Idaho
Chubbuck is a city of 15,570 people in Bannock County. Half its households earn more than $82,977 a year and half less, against $66,499 across Bannock County; 6% of its people live below the poverty line. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Bannock County was 4.1% in August 2026, and the county had 1.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Chubbuck is a small city in Bannock County, next door to Pocatello. Households here earn more than across the county, and fewer people live below the poverty line than you might expect. Most homes are lived in by their owners, and the people are somewhat younger than in many American towns. Winters are cold and snowy, with highs a little above freezing in December and lows well below it. Summers are warm, and the year brings fairly little rain and melted snow in all.
Work. Many residents work in schools, hospitals and social care, followed by restaurants, hotels and entertainment, banks, insurance and property, and shops. Some of the largest workplaces in Chubbuck are Walmart, Smiths Food And Drug and Brookdale Chubbuck. The typical commute is short, and some people work from home. Unemployment across Bannock County has held about where it was a year ago, and the county has added a few more jobs.
Things to do. A short drive away are Zoo Idaho, the Idaho Museum of Natural History and the Idaho State Arboretum, a botanical garden. The ICCU Dome, a stadium, is also a short drive away. For time outdoors, Pebble Creek, a ski area, is a longer drive away.
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- 5,682households
- 28%of adults have a degree
- 6%below the poverty line
- 17 mintypical commute
- 11%work from home
What residents work in
Employed residents by industry, from the Census survey. Bannock County had 38,273 jobs in 2025, 1.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 35° and lows near 20°; warmest in July, with highs near 89° and lows near 57°. About 64 inches of snow and 13 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Pocatello Northeast weather station, 4 miles away (NOAA).
Largest workplaces in Chubbuck
- WalmartWarehouse clubs and supercenters402
- Smiths Food And DrugSupermarkets and other grocery except convenience stores108
- Brookdale ChubbuckAssisted-living facilities without on-site nursing care facilities46
- State Fire IdahoIndustrial equipment and machinery repair and maintenance services45
- GEM Prep: Pocatello SchoolsSchool district35FTE
- Steel WestStructural steel farbrication32
- Health WestCommunity health centers and clinics, outpatient27
- NorcoIndustrial supplies merchant wholesalers22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 702 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Cold wavesRelatively high
- LightningRelatively high
- WildfireRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Chubbuck’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bannock County and the Pocatello, ID metro.
Chubbuck home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Chubbuck$382,921
- Idaho$476,754
- United States$366,157
Sellers are cutting prices on about 1 in 3 Chubbuck listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Chubbuck28.99%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Chubbuck70
New listings per month
Sellers arriving at the market.
- Chubbuck18
Zip codes with a Chubbuck address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Chubbuck — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.