States · Montana · Richland County

Culbertson, Montana.

Typical home $187,166 (+11.5% in a year).

What it costs per month · Culbertson $982/mo

to buy the typical home at today's mortgage rate — +$604 (+160%) since Jan 2020.

What the home itself did
1 year
Up $19,347 +12%
$167,819$187,166 since Sep 2025
5 years
Up $46,831 +33%
$140,335$187,166 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Culbertson $982 Montana $2,453 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Culbertson$982
  • Montana$2,453
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Culbertson, MT rose 11.5% over the past year — faster than the nation's +1.2%.

Living in Culbertson, Richland County, Montana

Culbertson is a town of 753 people in Richland County. Half its households earn more than $101,136 a year and half less, against $73,084 across Richland County; 10% of its people live below the poverty line. 66% of its homes are lived in by their owners and 34% are rented. Unemployment in Richland County was 2.4% in August 2026, and the county had 4.6% fewer jobs in 2025 than the year before. The most people in Richland County work in schools and health care, then farming.

People 753 in the 2020 census
Household income $101,136 the median, give or take $13,648 · Richland County: $73,084
Unemployment 2.4% Richland County, August 2026; 2.4% a year before
Homes 66% lived in by their owners; 34% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Culbertson is a small town in Richland County, Montana, in the northeastern part of the state. Households here earn more than across the county as a whole, and most homes are lived in by their owners. Winters are cold and summers are warm, with fairly little rain and melted snow over the course of a year.

Work. Many residents work in schools, hospitals and social care, with others in farming, forestry and mining, in shops, and in the building trades. The largest workplaces in town are Roosevelt Medical Center, a critical access hospital, along with the Culbertson elementary and high school districts. Most people have a short drive to work, and very few work from home.

Things to do. Big Muddy Creek is a river a short drive away. Farther afield, the Yellowstone River is a longer drive, as is Fort Union Trading Post National Historic Site, a protected area with ties to the region's fur-trading past. Medicine Lake National Wildlife Refuge, another protected area, is also a longer drive away.

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  • 208households
  • 31%of adults have a degree
  • 10%below the poverty line
  • 21 mintypical commute
  • 3%work from home

What people in Richland County work in

  • Schools, hospitals and social care16%
  • Farming, forestry and mining16%
  • Shops (retail)11%
  • Building trades10%
  • Restaurants, hotels and entertainment9%
  • Transport, warehouses and utilities8%

Employed residents by industry, from the Census survey. Richland County had 4,996 jobs in 2025, 4.6% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 24° and 2°; warmest in July, 86° and 56° 0° 20° 40° 60° 80° J 24° 2° F M A M J J 86° 56° A S O N D
Average daily high and low for each month: coldest in January, 24° and 2°; warmest in July, 86° and 56° 0° 20° 40° 60° 80° J 24° 2° F M A M J J 86° 56° A S O N D

Coldest in January, with highs near 24° and lows near 2°; warmest in July, with highs near 86° and lows near 56°. About 15 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Culbertson weather station, under a mile away (NOAA).

Largest workplaces in Culbertson

  1. Roosevelt Medical CenterCritical access hospital40FTE
  2. Culbertson Elem SchoolsSchool district35FTE
  3. Culbertson H S SchoolsSchool district20FTE

Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesVery high
  2. Winter weatherVery high
  3. Strong windRelatively high
  4. WildfireRelatively moderate
  5. Ice stormsRelatively moderate
  6. HailRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Culbertson’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Richland County.

Culbertson home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Culbertson $187,166 Montana $467,275 United States $366,157
$100,000 $200,000 $300,000 $400,000 2018 2022 2026
  • Culbertson$187,166
  • Montana$467,275
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 5 6 2026 Culbertson 6
4 5 6 2026
  • Culbertson6

Zip codes with a Culbertson address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Culbertson — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Culbertson