States · Tennessee · Loudon County

Lenoir City, Tennessee.

Typical home $418,869 (+2.4% in a year), asking rent $1,828 (+5.4%). Knoxville, TN metro.

What it costs per month · Lenoir City $2,199/mo

to buy the typical home at today's mortgage rate — +$1,304 (+146%) since Jan 2020.

What the home itself did
1 year
Up $9,880 +2%
$408,989$418,869 since Sep 2025
5 years
Up $110,037 +36%
$308,832$418,869 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Lenoir City $2,199 Tennessee $1,737 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Lenoir City$2,199
  • Tennessee$1,737
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Lenoir City, TN rose 2.4% over the past year — faster than the nation's +1.2%.

Asking rents in Lenoir City, TN rose 5.4% over the past year — faster than the nation's +2.7%.

Owning the typical home in Lenoir City runs $935/mo more than renting one. The gap peaked at $995 in May 2024.

That is $2,764 a month against $1,828 rent: a $2,199 mortgage payment, plus $117 property tax and $448 insurance & upkeep.

Owning vs renting — Lenoir City

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,750 $2,000 $2,250 $2,500 $2,750 2024 2025 2026 Owning all in $2,764 Renting $1,828 Mortgage only $2,199
$1,750 $2,000 $2,250 $2,500 $2,750 2024 2025 2026
  • Owning all in$2,764
  • Renting$1,828
  • Mortgage only$2,199

Property tax · $117/mo 0.33% of value a year — the ACS 2020-2024 median bill over the median home value for Loudon County, TN

Insurance & upkeep · $448/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Living in Lenoir City, Loudon County, Tennessee

Lenoir City is a city of 10,117 people in Loudon County. Half its households earn more than $67,259 a year and half less, against $84,185 across Loudon County; 17% of its people live below the poverty line. 64% of its homes are lived in by their owners and 36% are rented. Unemployment in Loudon County was 3.1% in August 2026, and the county had 2.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 10,117 in the 2020 census; median age 40.0
Household income $67,259 the median, give or take $4,825 · Loudon County: $84,185
Unemployment 3.1% Loudon County, August 2026; 3.2% a year before
Homes 64% lived in by their owners; 36% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Lenoir City is a small city on the Little Tennessee River, home to people who tend to know their neighbors. Household incomes here run well below the county's, and more people live below the poverty line than a typical town would see. Most homes are lived in by their owners, though renting is also common, and typical home values and rents are on the high side for the incomes people earn. Winters are cold but short on snow, summers are hot, and rain falls steadily through the year.

Work. Many residents work in schools, hospitals and social care, with manufacturing, professional and business services, and retail close behind. Among the largest workplaces in town are Walmart, Lenoir City Schools and Fort Loudoun Medical Center. A four-year degree is held by fewer adults than in many places, and the commute to work is a fairly short one, with a small share of people working from home.

Things to do. The Little Tennessee River runs in or beside town, a natural place for time on the water. A short drive away is Bussell Island, an archaeological site tied to the area's long Native American history. A longer drive brings you to Manhattan Project National Historical Park, a protected area recalling the wartime work in the region, and to Neyland Stadium, the stadium where college football games draw large crowds.

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  • 4,536households
  • 19%of adults have a degree
  • 17%below the poverty line
  • 22 mintypical commute
  • 12%work from home

What residents work in

  • Schools, hospitals and social care16%
  • Manufacturing15%
  • Professional and business services14%
  • Shops (retail)10%
  • Building trades9%
  • Restaurants, hotels and entertainment9%

Employed residents by industry, from the Census survey. Loudon County had 18,013 jobs in 2025, 2.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 49° and 28°; warmest in July, 89° and 68° 20° 40° 60° 80° J 49° 28° F M A M J J 89° 68° A S O N D
Average daily high and low for each month: coldest in January, 49° and 28°; warmest in July, 89° and 68° 20° 40° 60° 80° J 49° 28° F M A M J J 89° 68° A S O N D

Coldest in January, with highs near 49° and lows near 28°; warmest in July, with highs near 89° and lows near 68°. About 4 inches of snow and 55 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Lenoir City weather station, 2 miles away (NOAA).

Largest workplaces in Lenoir City

  1. WalmartWarehouse clubs and supercenters336
  2. Lenoir City SchoolsSchool district324FTE
  3. Hubbell Lenoir CityPrecast concrete products manufacturing293
  4. Fort Loudoun Medical CenterGeneral hospital224FTE
  5. Ingles MarketsSupermarkets and other grocery stores168
  6. ADESA : KnoxvilleMotor vehicle dealers63
  7. Critical Nurse StaffingMedical58
  8. Lenoir City Carrier AnnexMail and parcel delivery42

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 1,425 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. LightningRelatively high
  3. Cold wavesRelatively high
  4. Winter weatherRelatively high
  5. EarthquakesRelatively moderate
  6. TornadoesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Lenoir City’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Loudon County and the Knoxville, TN metro.

Lenoir City home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Lenoir City $418,869 Tennessee $330,844 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Lenoir City$418,869
  • Tennessee$330,844
  • United States$366,157
Property tax, 2026 roll $839/yr median bill inside Lenoir City, effective 0.23% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 4 Lenoir City listings, and the typical home goes pending in 24 days — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Lenoir City 28.24% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Lenoir City28.24%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

20 30 40 50 2025 2026 Lenoir City 24 United States 27
20 30 40 50 2025 2026
  • Lenoir City24
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

50 100 150 200 2018 2019 2020 2021 2022 2023 2024 2025 2026 Lenoir City 200
50 100 150 200 2018 2022 2026
  • Lenoir City200

New listings per month

Sellers arriving at the market.

20 40 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Lenoir City 53
20 40 60 2018 2022 2026
  • Lenoir City53

Median sale price

What buyers actually paid — closed sales, not asking prices.

$200,000 $300,000 $400,000 2019 2020 2021 2022 2023 2024 2025 2026 Lenoir City $440,139 United States $371,407
$200,000 $300,000 $400,000 2020 2022 2024 2026
  • Lenoir City$440,139
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

96.5% 97.0% 97.5% 98.0% 98.5% 2026 Lenoir City 98.51%
96.5% 97.0% 97.5% 98.0% 98.5% 2026
  • Lenoir City98.51%

Zip codes with a Lenoir City address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Lenoir City — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Lenoir City