Pegram, Tennessee.
Typical home $447,671 (+1.4% in a year). Nashville-Davidson--Murfreesboro--Franklin, TN metro.
to buy the typical home at today's mortgage rate — +$1,278 (+119%) since Jan 2020.
- 1 year
- Up $6,097 +1%
- $441,574$447,671 since Sep 2025
- 5 years
- Up $64,514 +17%
- $383,157$447,671 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Pegram$2,350
- Tennessee$1,737
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Pegram, TN rose 1.4% over the past year — in step with the nation.
Living in Pegram, Cheatham County, Tennessee
Pegram is a town of 2,072 people in Cheatham County. Half its households earn more than $111,172 a year and half less, against $89,852 across Cheatham County; 0% of its people live below the poverty line. 91% of its homes are lived in by their owners and 9% are rented. Unemployment in Cheatham County was 2.9% in August 2026, and the county had 2.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Pegram is a small town in Cheatham County, Tennessee, and nearly everyone who lives there owns their home. Household incomes run above the county's, and the typical home is worth a good deal, with almost no one living below the poverty line. Winters are cool, with a little snow in most years, summers turn hot, and rain falls plentifully through the year.
Work. Many residents work in schools, hospitals and social care, in shops, in banks, insurance and property, or in restaurants and hotels. A fairly large share of adults hold a four-year degree, and a good many work from home. Commutes are long for those who travel to a job, and across Cheatham County the biggest workplaces include A.O. Smith's water heater plant, Cheatham County Schools and Arcosa Marine Products, a barge builder.
Things to do. Pegram sits within reach of Nashville's best known sights, each a longer drive away. Among them are the Country Music Hall of Fame and Museum, the Ryman Auditorium, a historic theatre, and the Parthenon, which is a museum. Nissan Stadium, a stadium, is another of the best known.
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- 896households
- 36%of adults have a degree
- 0%below the poverty line
- 31 mintypical commute
- 28%work from home
What residents work in
Employed residents by industry, from the Census survey. Cheatham County had 9,974 jobs in 2025, 2.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 50° and lows near 27°; warmest in July, with highs near 91° and lows near 67°. About 1 inches of snow and 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Kingston Springs weather station, 3 miles away (NOAA).
Largest workplaces in Cheatham County
- A.O. Smith Manufacturing PlantHot water heaters, household-type, manufacturing1,200
- Cheatham County SchoolsSchool district767FTE
- Arcosa Marine ProductsBarge building352
- WalmartWarehouse clubs and supercenters280
- Lan SePrecast concrete products manufacturing175
- A.O. SmithOffice administration services165
- TFA LogisticsGeneral freight trucking, long-distance, truckload130
- Graphic Packaging InternationalPaper and paperboard117
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 20 workplaces with 20 or more staff, 3,090 people in all across the county; Pegram has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Inland floodingRelatively high
- Ice stormsRelatively high
- Cold wavesRelatively high
- Strong windRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Pegram’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cheatham County and the Nashville-Davidson--Murfreesboro--Franklin, TN metro.
Pegram home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Pegram$447,671
- Tennessee$330,844
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Pegram9
Zip codes with a Pegram address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pegram — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.