States · Pennsylvania · Columbia County

Stillwater, Pennsylvania.

Typical home $272,730 (+3.8% in a year). Bloomsburg-Berwick, PA metro.

What it costs per month · Stillwater $1,431/mo

to buy the typical home at today's mortgage rate — +$635 (+80%) since Jan 2020.

What the home itself did
1 year
Up $10,091 +4%
$262,639$272,730 since Sep 2025
5 years
Up $26,582 +11%
$246,147$272,730 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Stillwater $1,431 Pennsylvania $1,507 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Stillwater$1,431
  • Pennsylvania$1,507
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 34 years.

Typical home values in Stillwater, PA rose 3.8% over the past year — faster than the nation's +1.2%.

Living in Stillwater, Columbia County, Pennsylvania

Stillwater is a borough of 199 people in Columbia County. Half its households earn more than $85,000 a year and half less, against $64,644 across Columbia County; 2% of its people live below the poverty line. Unemployment in Columbia County was 4.4% in August 2026, and the county had 1.3% fewer jobs in 2025 than the year before. The most people in Columbia County work in schools and health care, then manufacturing.

People 199 in the 2020 census; median age 46.4
Household income $85,000 the median, give or take $16,796 · Columbia County: $64,644
Unemployment 4.4% Columbia County, August 2026; 5.8% a year before
Homes Too few homes in Stillwater for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Stillwater is a very small borough in Columbia County, home to far fewer people than most towns and with residents who skew older than the typical American community. Household incomes run well above the county's, and poverty is rare. Winters are cold and snowy, with January the coldest month, and summers are warm without being hot, with a good deal of rain and melted snow through the year.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops, and restaurants and hotels also employing many. Across Columbia County, the largest workplaces include Commonwealth University of Pennsylvania, Talen Energy and WebstaurantStore. The county has lost a small share of its jobs over the past year, though unemployment there has eased from a year ago. A typical commute is a moderate one, and a fair number of people work from home.

Things to do. East Branch Raven Creek runs in or beside town, a quiet stream for walking along. A short drive away is State Game Lands Number 55, protected land open for hiking and wildlife watching, and Fishing Creek, a river well suited to a day by the water. A longer drive brings you to Ricketts Glen State Park, one of the better known protected areas in the region.

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  • 2%below the poverty line
  • 25 mintypical commute
  • 14%work from home

What people in Columbia County work in

  • Schools, hospitals and social care30%
  • Manufacturing14%
  • Shops (retail)12%
  • Restaurants, hotels and entertainment9%
  • Professional and business services6%
  • Building trades6%

Employed residents by industry, from the Census survey. Columbia County had 24,066 jobs in 2025, 1.3% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 33° and 16°; warmest in July, 80° and 58° 20° 40° 60° 80° J 33° 16° F M A M J J 80° 58° A S O N D
Average daily high and low for each month: coldest in January, 33° and 16°; warmest in July, 80° and 58° 20° 40° 60° 80° J 33° 16° F M A M J J 80° 58° A S O N D

Coldest in January, with highs near 33° and lows near 16°; warmest in July, with highs near 80° and lows near 58°. About 46 inches of snow and 48 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Benton Northeast weather station, 6 miles away (NOAA).

Largest workplaces in Columbia County

  1. Commonwealth University of PennsylvaniaUniversity or college1,568
  2. Talen EnergyNuclear power generation1,000
  3. WebstaurantStoreGeneral warehousing and storage464
  4. DC6 DC6 BerwickGeneral warehousing and storage458
  5. Kawneer CompanyDoors, metal, manufacturing448
  6. WalmartWarehouse clubs and supercenters386
  7. PCBPet food manufacturing385
  8. Autoneum BloomsburgAutomobile trimmings, textile, manufacturing308

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 58 workplaces with 20 or more staff, 7,871 people in all across the county; Stillwater has none of its own. Colleges come from IPEDS (NCES, 2023–24). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingRelatively high
  2. Winter weatherRelatively high
  3. Strong windRelatively high
  4. LightningRelatively high
  5. LandslidesRelatively moderate
  6. Cold wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Stillwater’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Columbia County and the Bloomsburg-Berwick, PA metro.

Stillwater home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Stillwater $272,730 Pennsylvania $287,078 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Stillwater$272,730
  • Pennsylvania$287,078
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
falling flat warming hot overheating runaway

Zip codes with a Stillwater address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Stillwater — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Stillwater