Wyncote, Pennsylvania.
Typical home $463,757 (+2.0% in a year), asking rent $2,028 (+3.6%). Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.
to buy the typical home at today's mortgage rate — +$1,309 (+116%) since Jan 2020.
- 1 year
- Up $9,124 +2%
- $454,634$463,757 since Sep 2025
- 5 years
- Up $93,464 +25%
- $370,294$463,757 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Wyncote$2,434
- Pennsylvania$1,507
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Wyncote, PA rose 2.0% over the past year — faster than the nation's +1.2%.
Asking rents in Wyncote, PA rose 3.6% over the past year — faster than the nation's +2.7%.
Owning the typical home in Wyncote runs $1,423/mo more than renting one. The gap peaked at $1,599 in Feb 2025.
That is $3,451 a month against $2,028 rent: a $2,434 mortgage payment, plus $520 property tax and $496 insurance & upkeep.
Owning vs renting — Wyncote
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,451
- Renting$2,028
- Mortgage only$2,434
Property tax · $520/mo 1.35% of value a year — the ACS 2020-2024 median bill over the median home value for Montgomery County, PA
Insurance & upkeep · $496/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Wyncote, Montgomery County, Pennsylvania
Wyncote, in Montgomery County, had 3,081 people in the 2020 census. Half its households earn more than $148,824 a year and half less, against $113,915 across Montgomery County; 8% of its people live below the poverty line. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Montgomery County was 3.4% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then finance and property.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Wyncote is a small community in Montgomery County, just outside Philadelphia. Household incomes run well above the county's, and fewer residents live below the poverty line than you might expect for a place so close to a big city. Most homes are lived in by their owners, and a large majority of adults hold a four-year degree. Winters are cold, with January the chilliest month, summers turn hot by July, and rain and melted snow fall steadily through the year.
Work. Many residents work in schools, hospitals and social care, with others in banks, insurance and property, in shops, and in a range of other services. Within Wyncote itself, some of the largest workplaces are care providers such as Genesis Healthcare and Wyncote Care Center, along with the Reconstructionist Rabbinical College. Commutes are of middling length, and a good number of people work from home. Across Montgomery County, unemployment has eased compared with a year earlier, though the number of jobs has slipped slightly.
Things to do. Philadelphia's best-known sights are a short drive away. Independence Hall is the historic site where the nation's founding documents were debated, and the Philadelphia Museum of Art sits close by as one of the city's major museums. The Barnes Foundation, also a short drive off, is another museum that draws visitors, and the Philadelphia Zoo is within easy reach for a day out with family.
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- 1,154households
- 63%of adults have a degree
- 8%below the poverty line
- 27 mintypical commute
- 17%work from home
What residents work in
Employed residents by industry, from the Census survey. Montgomery County had 504,216 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 27°; warmest in July, with highs near 88° and lows near 69°. About 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Philadelphia Northeast Airport weather station, 7 miles away (NOAA).
Largest workplaces in Wyncote
- Genesis healthcareHomes for the elderly with nursing care126
- Wyncote Care CenterContinuing care retirement communities110
- Genesis HealthcareNursing homes60
- Reconstructionist Rabbinical CollegeUniversity or college43
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 296 people in all. Colleges come from IPEDS (NCES, 2023–24). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Heat wavesRelatively moderate
- Strong windRelatively moderate
- Cold wavesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Wyncote’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County and the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.
Wyncote home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Wyncote$463,757
- Pennsylvania$287,078
- United States$366,157
Sellers are cutting prices on about 1 in 4 Wyncote listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Wyncote23.09%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Wyncote22
New listings per month
Sellers arriving at the market.
- Wyncote8
Zip codes with a Wyncote address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Wyncote — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.