States · Ohio

Hardin County, Ohio.

Typical home $191,242 (+4.7% in a year), asking rent $1,200 .

What it costs per month · Hardin County, OH $1,004/mo

to buy the typical home at today's mortgage rate — +$564 (+128%) since Jan 2020.

What the home itself did
1 year
Up $8,521 +5%
$182,721$191,242 since Sep 2025
5 years
Up $42,525 +29%
$148,717$191,242 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Hardin County $1,004 Ohio $1,291 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Hardin County$1,004
  • Ohio$1,291
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Hardin County, OH rose 4.7% over the past year — faster than the nation's +1.2%.

Hardin County, OH home values

Against the state and national figures. Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Hardin County $191,242 Ohio $245,982 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Hardin County$191,242
  • Ohio$245,982
  • United States$366,157

Property taxes

Median bill $1,590/yr ACS 2020–2024 · on a $151,200 median home
Effective rate 1.05% median bill ÷ median value, same survey
Payment ÷ income 20% of the median household income ($62,484, ACS 2020–2024) — 30% is the standard affordability line
HUD Fair Market Rent $973/mo two-bedroom, FY2026 — the official benchmark housing assistance is priced against
Where the bill is headed $2,011/yr an estimate: that same rate on today's $191,242 typical value — reassessment hasn't finished catching up

Got this county's reappraisal notice in hand? Check your property taxes — anonymous, and it helps close the two-year data gap.

The reassessment wedge (index, Dec 2017 = 100)

Home values move monthly; tax bills move when the assessor catches up. The space between the lines is the catch-up still to come — tax data is ACS, roughly two years behind, and that lag is the point. Where a roll segment appears, named by its release year, it bridges to the median bill on current assessment rolls (AssessorSearch Data Lab, a different instrument, shown only where it agrees with ACS levels).

100 125 150 175 2018 2019 2020 2021 2022 2023 2024 2025 2026 Home value 183 Median tax bill 139
100 125 150 175 2018 2022 2026
  • Home value183
  • Median tax bill139

Zip codes in Hardin County, OH

By share of each zip's area inside this county — a zip straddling a boundary appears here and in its neighbour, which is the truth of it.

Zip City In county Rent 1-yr Δ Home value 1-yr Δ
45835 Dola 100% — — $196,219 +11.7%
45859 McGuffey 100% — — $91,532 -0.2%
43326 Kenton 99% — — $181,942 +3.3%
45812 Alger 98% — — $163,363 +7.7%
45836 Dunkirk 96% — — $169,039 +3.8%
43340 Mount Victory 80% — — $227,088 +5.7%
45810 Ada 80% $1,200 — $232,048 +7.5%
43310 Belle Center 55% — — $285,993 +4.8%
43345 Ridgeway 46% — — $251,930 +7.7%
45843 Arlington 38% — — $194,876 +2.2%
45850 Harrod 15% — — $241,404 +6.6%
45896 Waynesfield 12% — — $211,981 +7.1%
43347 Rushsylvania 10% — — $268,593 +6.3%
43332 Kenton 9% — — $215,511 +8.8%
43331 Lakeview 5% — — $199,869 +3.6%