States · North Dakota

Mercer County, North Dakota.

Typical home $233,278 (+5.1% in a year).

What it costs per month · Mercer County, ND $1,224/mo

to buy the typical home at today's mortgage rate — +$514 (+72%) since Jan 2020.

What the home itself did
1 year
Up $11,407 +5%
$221,871$233,278 since Sep 2025
5 years
Up $35,024 +18%
$198,254$233,278 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Mercer County $1,224 North Dakota $1,526 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Mercer County$1,224
  • North Dakota$1,526
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 21 years.

Typical home values in Mercer County, ND rose 5.1% over the past year — faster than the nation's +1.2%.

Mercer County, ND home values

Against the state and national figures. Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Mercer County $233,278 North Dakota $290,657 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Mercer County$233,278
  • North Dakota$290,657
  • United States$366,157

Property taxes

The Census’s survey of what owners say they pay. Levy by levy, and a check of one home’s own bill, the site covers Ohio’s.

Median bill $2,184/yr ACS 2020–2024 · on a $198,500 median home
Effective rate 1.10% median bill ÷ median value, same survey
On the 2026 roll $1,706/yr median bill on current assessment rolls, effective 0.71% — AssessorSearch Data Lab, shown because it agrees with the official levels above
Payment ÷ income 19% of the median household income ($80,946, ACS 2020–2024) — 30% is the standard affordability line
HUD Fair Market Rent $1,156/mo two-bedroom, FY2026 — the official benchmark housing assistance is priced against
Where the bill is headed $2,567/yr an estimate: that same rate on today's $233,278 typical value — reassessment hasn't finished catching up

Got this county's reappraisal notice in hand? Check your property taxes — anonymous, and it helps close the two-year data gap.

The reassessment wedge (index, Dec 2017 = 100)

Home values move monthly; tax bills move when the assessor catches up. The space between the lines is the catch-up still to come — tax data is ACS, roughly two years behind, and that lag is the point. Where a roll segment appears, named by its release year, it bridges to the median bill on current assessment rolls (AssessorSearch Data Lab, a different instrument, shown only where it agrees with ACS levels).

100 120 140 160 2018 2019 2020 2021 2022 2023 2024 2025 2026 Home value 110 Median tax bill 165 2026 roll 129
100 120 140 160 2018 2022 2026
  • Home value110
  • Median tax bill165
  • 2026 roll129

Zip codes in Mercer County, ND

By share of each zip's area inside this county — a zip straddling a boundary appears here and in its neighbour, which is the truth of it.