States · Pennsylvania

Mercer County, Pennsylvania.

Typical home $179,580 (+0.5% in a year), asking rent $979 (+6.1%). Youngstown-Warren-Boardman, OH-PA metro.

What it costs per month · Mercer County, PA $943/mo

to buy the typical home at today's mortgage rate — +$446 (+90%) since Jan 2020.

What the home itself did
1 year
Up $942 +1%
$178,639$179,580 since Sep 2025
5 years
Up $13,325 +8%
$166,256$179,580 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Mercer County $943 Pennsylvania $1,507 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Mercer County$943
  • Pennsylvania$1,507
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 45 years.

Typical home values in Mercer County, PA rose 0.5% over the past year — slower than the nation's +1.2%.

Asking rents in Mercer County, PA rose 6.1% over the past year — faster than the nation's +2.7%.

Owning the typical home in Mercer County, PA runs $333/mo more than renting one. The gap peaked at $505 in Oct 2023.

That is $1,311 a month against $979 rent: a $943 mortgage payment, plus $177 property tax and $192 insurance & upkeep.

Owning vs renting — Mercer County, PA

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$750 $1,000 $1,250 2022 2023 2024 2025 2026 Owning all in $1,311 Renting $979 Mortgage only $943
$750 $1,000 $1,250 2022 2024 2026
  • Owning all in$1,311
  • Renting$979
  • Mortgage only$943

Property tax · $177/mo 1.18% of value a year — the ACS 2020-2024 median bill over the median home value for Mercer County, PA

Insurance & upkeep · $192/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Mercer County, PA home values

Against the state and national figures. Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Mercer County $179,580 Pennsylvania $287,078 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Mercer County$179,580
  • Pennsylvania$287,078
  • United States$366,157

Property taxes

The Census’s survey of what owners say they pay. Levy by levy, and a check of one home’s own bill, the site covers Ohio’s.

Median bill $1,936/yr ACS 2020–2024 · on a $164,000 median home
Effective rate 1.18% median bill ÷ median value, same survey · ACS 1-year 2024: 0.92% on a one-year window
On the 2026 roll $1,689/yr median bill on current assessment rolls, effective 0.87% — AssessorSearch Data Lab, shown because it agrees with the official levels above
Payment ÷ income 20% of the median household income ($59,976, ACS 2020–2024) — 30% is the standard affordability line
HUD Fair Market Rent $996/mo two-bedroom, FY2026 — the official benchmark housing assistance is priced against
Where the bill is headed $2,120/yr an estimate: that same rate on today's $179,580 typical value — reassessment hasn't finished catching up

Got this county's reappraisal notice in hand? Check your property taxes — anonymous, and it helps close the two-year data gap.

The reassessment wedge (index, Dec 2017 = 100)

Home values move monthly; tax bills move when the assessor catches up. The space between the lines is the catch-up still to come — tax data is ACS, roughly two years behind, and that lag is the point. Where a roll segment appears, named by its release year, it bridges to the median bill on current assessment rolls (AssessorSearch Data Lab, a different instrument, shown only where it agrees with ACS levels).

100 120 140 2018 2019 2020 2021 2022 2023 2024 2025 2026 Home value 141 Median tax bill 122 2026 roll 106
100 120 140 2018 2022 2026
  • Home value141
  • Median tax bill122
  • 2026 roll106

Zip codes in Mercer County, PA

By share of each zip's area inside this county — a zip straddling a boundary appears here and in its neighbour, which is the truth of it.

Zip activate to sort by Zip City activate to sort by City In county sorted descending, activate to sort ascending Rent activate to sort by Rent 1-yr Δ activate to sort by 1-yr Δ Home value activate to sort by Home value 1-yr Δ activate to sort by 1-yr Δ
16113 Sharpsville 100% — — $236,698 +15.9%
16137 Mercer 100% — — $230,214 +0.9%
16148 Hermitage 100% — — $225,510 +3.5%
16154 Transfer 100% — — $217,986 -2.1%
16145 Sandy Lake 100% — — $200,081 -1.0%
16114 Clarks Mills 100% — — $196,940 +6.3%
16133 Jackson Center 100% — — $195,045 +1.0%
16124 Fredonia 100% — — $182,616 -2.0%
16130 Hadley 100% — — $181,314 -3.2%
16150 Sharpsville 100% — — $171,120 +3.7%
16146 Sharon 100% $844 — $74,147 -7.2%
16161 Wheatland 100% — — $68,949 -4.6%
16121 Farrell 100% — — $56,429 -6.8%
16125 Greenville 98% — — $153,671 -2.7%
16311 Carlton 95% — — $181,823 +9.3%
16127 Grove City 90% $1,116 +5.1% $223,243 -6.0%
16159 West Middlesex 90% — — $189,444 -2.3%
16153 Stoneboro 87% — — $183,635 -0.5%
16142 New Wilmington 62% — — $275,438 +3.3%
16134 Jamestown 41% — — $161,820 -1.9%
16143 Pulaski 29% — — $215,726 +3.3%
16110 Adamsville 24% — — $195,051 +9.0%
16156 Volant 21% — — $255,687 +2.3%
16314 Cochranton 11% — — $187,221 +9.0%
16362 Utica 11% — — $165,576 +6.2%
16342 Polk 3% — — $143,903 +3.7%
16057 Slippery Rock 1% — — $257,808 -5.6%